Commercial Credit & Collections Analyst

Paycom; Ponte Vedra Beach (FL); On-site; USD 55,000 - 75,000; Full time

Job summary

Almo is seeking a Credit and Collections Analyst in Ponte Vedra Beach, FL to manage credit decisions and collections for a finance-focused business line. Two levels exist: Analyst and Senior Analyst, with authority to approve credit lines up to $25K and $50K respectively, under supervision.

You will analyze financial data, build lender relationships, initiate collections for delinquent accounts, and assist in policy development.

Qualifications

• College degree preferred
• Minimum 3 years in commercial credit and collections (Sr. Analyst: 7+ years)
• Strong written and oral communications skills
• Proficient in Microsoft Office with Excel (intermediate–advanced)
• Solid data mining and analysis skills
• Detail-oriented with analytical and problem-solving abilities
• Excellent time management and organizational skills
• Ability to multi-task and meet deadlines
• Results-driven with continuous improvement mindset
• Team player with cross-functional collaboration
• Knowledge of liens and security instruments
• Familiarity with analyzing financial statements

Responsibilities

• Gather and interpret financial information and perform in-depth credit and financial analysis utilizing data from multiple sources. Make recommendations to extend higher credit lines, revoke credit lines and alter customers payment terms.
• Build and maintain relationships with external Inventory Finance companies to ensure prompt payments and proper discounts as well as internal (Sales, A/R, Legal, etc.) customers.
• Communicate with Credit and Collection Supervisor regarding unresolved issues and advise of resolution.
• Responsible for initiating collection calls to delinquent customers to acquire payment status. Makes determination to place account into collection (to third party collection agency).
• Assist management with other duties/projects as assigned; Senior Analyst may assist in formulation of credit policies.

Skills

Credit analysis

Financial analysis

Excel

Microsoft Office

Communication

Time management

Education

College degree preferred

Job description

Almo is seeking a Credit and Collections Analyst in Ponte Vedra Beach, FL to manage credit decisions and collections for a finance-focused business line. Two levels exist: Analyst and Senior Analyst, with authority to approve credit lines up to $25K and $50K respectively, under supervision.

You will analyze financial data, build lender relationships, initiate collections for delinquent accounts, and assist in policy development.