Commercial Credit Analyst – Underwriting & Analysis

gpac; Tulsa (OK); On-site; USD 65,000 - 90,000; Full time

Job summary

gpac is seeking a Credit Analyst to support the commercial lending team with financial analysis, underwriting, and portfolio management. The ideal candidate will have approximately 3 years of banking or commercial credit experience and a strong understanding of financial statements and credit fundamentals.

Responsibilities include analyzing borrower information, preparing credit analyses, underwriting C&I and CRE loans, evaluating cash flow and collateral, and ensuring compliance with bank

Qualifications

• 3+ years of banking or commercial credit experience preferred.
• Strong financial statement and cash flow analysis skills.
• Knowledge of commercial lending and credit underwriting.
• Strong analytical, organizational, and communication skills.
• Proficiency with Microsoft Office, particularly Excel.

Responsibilities

• Analyze financial statements, tax returns, and other borrower information.
• Prepare credit analyses, loan presentations, annual reviews, and renewals.
• Assist lenders with underwriting C&I and commercial real estate loans.
• Evaluate cash flow, debt service coverage, leverage, liquidity, and collateral.
• Monitor existing relationships and identify potential credit risks.
• Ensure credit decisions and documentation comply with bank policies.
• Partner with lenders and portfolio managers to support sound credit decisions.

Skills

Banking experience

Financial analysis

Credit underwriting

Analytical skills

Communication skills

Education

Finance/Accounting/Business degree

Tools

Microsoft Excel

Job description

gpac is seeking a Credit Analyst to support the commercial lending team with financial analysis, underwriting, and portfolio management. The ideal candidate will have approximately 3 years of banking or commercial credit experience and a strong understanding of financial statements and credit fundamentals.

Responsibilities include analyzing borrower information, preparing credit analyses, underwriting C&I and CRE loans, evaluating cash flow and collateral, and ensuring compliance with bank