Commercial Credit Analyst — Risk & Lending Analysis

Centralbancompany; O’Fallon (MO); On-site; USD 60,000 - 85,000; Full time

Job summary

Central Bank is seeking a detail-oriented Credit Analyst to review loans, ensuring they meet established standards and policy. You will support loan officers, prepare credit reports, and maintain meticulous loan documentation across commercial portfolios.

The role requires evaluating financial statements, researching credit worthiness, and providing actionable insights for committees. Strong communication and teamwork are essential to succeed in a regulated banking environment.

Qualifications

• Bachelor’s degree in business or equivalent required.
• Ability to analyze financial statements and loan risk.
• Knowledge of lending procedures and related regulations preferred.

Responsibilities

• Review loans to ensure credit standards and policy conformance.
• Accompany officers meeting with customers as needed.
• Prepare credit reports for loan officers and committees.
• Maintain loan documentation and monitor compliance with loan agreements.
• Conduct analysis of financial data to support credit decisions.

Skills

Verbal communication

Listening skills

Customer relations

Teamwork

Initiative

MS Word

MS Excel

English proficiency

Education

Bachelor’s degree in business or equivalent

Tools

Microsoft Word

Excel

Job description

Central Bank is seeking a detail-oriented Credit Analyst to review loans, ensuring they meet established standards and policy. You will support loan officers, prepare credit reports, and maintain meticulous loan documentation across commercial portfolios.

The role requires evaluating financial statements, researching credit worthiness, and providing actionable insights for committees. Strong communication and teamwork are essential to succeed in a regulated banking environment.