Commercial Credit Analyst I - Impactful Lending & Growth

Hoosier Hills; Bedford (IN); Hybrid; USD 31,000 - 47,000; Full time

Benefits offered by this job

Health insurance

Retirement plans

Paid time off

Incentive plans

Job summary

Hoosier Hills Credit Union in Bedford, IN seeks a Commercial Credit Analyst I to support underwriting and portfolio management for commercial and agricultural lending. You will analyze financial statements, tax returns, cash flows, and collateral while partnering with Relationship Managers and senior staff to inform sound credit decisions.

Earned experience will focus on credit risk assessment, lending policy administration, and providing accurate analysis to strengthen member financial

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Economics or related field is preferred.
• Three to five years of credit analysis or lending experience is preferred.
• Strong analytical, detail-oriented, and communication skills required.

Responsibilities

• Analyze financial statements, tax returns, cash flows, and collateral for commercial loans.
• Assist with underwriting decisions and preparation of credit memos.
• Monitor portfolio performance and covenant compliance on a regular basis.
• Collaborate with Relationship Managers to support sound lending decisions.
• Support risk management and ensure policy adherence across lending activities.

Skills

Credit analysis

Cash flow analysis

Financial statement analysis

Attention to detail

Communication skills

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Hoosier Hills Credit Union in Bedford, IN seeks a Commercial Credit Analyst I to support underwriting and portfolio management for commercial and agricultural lending. You will analyze financial statements, tax returns, cash flows, and collateral while partnering with Relationship Managers and senior staff to inform sound credit decisions.

Earned experience will focus on credit risk assessment, lending policy administration, and providing accurate analysis to strengthen member financial