Commercial Real Estate Credit Analyst

Stifel Financial Corp.; Dublin (OH); On-site; USD 55,000 - 75,000; Full time

Job summary

Stifel is seeking a Commercial Real Estate Credit Analyst I in Dublin, OH. You will support underwriting, monitoring, and administration of CRE lending relationships, analyzing borrower, guarantor, and property financials while preparing credit analyses and memos under supervision.

You will learn banking policies, credit risk assessment, and financial analysis, contributing to sound credit decisions and portfolio quality within a collaborative team.

Qualifications

• Bachelor's degree in finance, accounting or equivalent.
• Minimum 1+ year banking or related experience.
• Proficient in MS Word/PowerPoint/Outlook with advanced Excel.
• Knowledge of financial analysis, banking, and credit policies.

Responsibilities

• Underwrite opportunities and analyze borrower, guarantor, and property financials.
• Prepare credit analyses and approval memoranda.
• Support ongoing portfolio management and monitoring.
• Ensure loan documentation and compliance requirements are up-to-date.
• Develop foundational knowledge of commercial real estate lending.

Skills

Credit analysis

Cash flow modeling

Financial statement analysis

Regulatory compliance

Cross-functional collaboration

Education

Bachelor's degree in finance or accounting

Tools

Microsoft Excel

Microsoft Word

PowerPoint

Outlook

Job description

Why Stifel

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.

Let’s talk about how you can find your place here at Stifel,where success meets success.

What You'll Be Doing

The Commercial Real Estate Credit Analyst I supports the underwriting, monitoring, and administration of commercial real estate lending relationships. This role analyzes borrower, guarantor, and property financial information; assists with the preparation of credit analyses and approval memoranda; and supports ongoing portfolio management activities. Working under the guidance of senior credit professionals, the position develops foundational knowledge of commercial real estate lending, credit risk assessment, financial analysis, and bank credit policies while contributing to sound credit decisions and portfolio quality.

What We're Looking For

• Underwrite opportunities, analyze financial statements, and develop cash flow models to be utilized in support of commercial loans and commercial real estate loans.
• Prepares ongoing credit evaluations, quarterly reporting, and financial statement analysis, risk rating, regulatory reviews, and annual reviews.
• Analyze and monitor of a commercial loan portfolio.
• Ensure loan documentation, financial statement requirements, and other compliance requirements are up-to-date.
• Develop a basic knowledge of banking, the commercial real estate industry, corporate and commercial real estate borrowers, and collateral types.
• Assist in preparation of required internal reporting.

What You'll Bring

• Understand and comply with all regulations.
• Knowledge of economic and accounting principles and practices, financial markets, banking, and the analysis and reporting of financial data.
• Effectively communicate (written and oral)
• Ability to work collaboratively and cross functionally.

Education & Experience

• Minimum Required: Bachelor's Degree in finance, accounting, another business related field or equivalent experience
• Minimum Required: 1+ years of banking or related experience

Licenses & Credentials

• Minimum Required: None #LI-JK1

Systems & Technology

• Proficient in Microsoft Word, PowerPoint, Outlook, and advance knowledge of Microsoft Excel.

About Stifel

Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.

While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. Let’s talk about how you can find your place here at Stifel, where success meets success.

At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law. If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.

Stifel is an Equal Opportunity Employer.