Commercial Credit Analyst: Advisory & Financial Analysis

Midstates Bank; Sergeant Bluff (IA); On-site; USD 65,000 - 75,000; Full time

Job summary

Midstates Bank in Sergeant Bluff, IA is seeking a Credit Analyst to provide administrative loan support for Commercial and Ag loan officers and to deliver financial services to commercial, ag, and consumer clients.

The role emphasizes analyzing financial statements, preparing credit memorandum write-ups, and supporting loan closings while upholding the bank's policies, quality service standards, and community-focused values.

Qualifications

• 2-year degree in Business Administration or related discipline or equivalent experience.
• Accounting or bookkeeping experience in financial statements and cash flows.
• Previous banking experience preferred.

Responsibilities

• Prepare financial analyses and credit memorandums for Ag/Commercial clients.
• Assist other branches with credit analysis coverage.
• Maintain understanding of loan policy and credit culture; prepare write-ups accordingly.
• Advise clients on business management and financial matters where possible.
• Support loan officers with sales calls and business development.
• Assist in collections activities and loan closings when needed.
• Participate in community civic activities to promote growth and a positive bank image.

Skills

Strong communication

Analytical skills

Computer skills

Team orientation

Education

2-Year College Degree in Business Administration

Tools

Web Equity

Microsoft Office

Job description

Midstates Bank in Sergeant Bluff, IA is seeking a Credit Analyst to provide administrative loan support for Commercial and Ag loan officers and to deliver financial services to commercial, ag, and consumer clients.

The role emphasizes analyzing financial statements, preparing credit memorandum write-ups, and supporting loan closings while upholding the bank's policies, quality service standards, and community-focused values.