Commercial Credit Analyst

Abound Credit Union; Radcliff (KY); Sur place; USD 60 000 - 85 000; Plein temps

Avantages offerts par ce poste

Pension

Health Insurance

Dental Insurance

Vision Insurance

Paid Personal Time Off

Paid Holidays

Life Insurance

Short and Long-Term Disability

401(k) with matching funds

Tuition Reimbursement

HSA/FSA/Dependent Care

Résumé du poste

Abound Credit Union is seeking a seasoned financial analyst to provide underwriting expertise and insights on new and existing commercial credits. The role focuses on annual loan reviews, renewals, and ensuring strict adherence to lending policies and regulations.

The candidate will collaborate with Commercial Lenders, prepare Credit Approval Memos for new and renewed loans, and perform post-closing reviews to ensure underwriting requirements are met.

Qualifications

• Bachelor degree required in Accounting, Finance, Economics, Financial Services, Business Administration, or another related financial degree.
• 5+ years of industry experience around Commercial Underwriting and Business Cash Flow Analysis in a banking or Credit Union environment.
• Excellent knowledge of business and personal tax returns and financial statements.
• Comprehensive knowledge of the commercial lending process.
• Self-motivated and enthusiastic with a willingness to support others on your team.

Responsabilités

• Help in the annual loan review process and loan renewal process.
• Ensure the Credit Union’s commercial loan processes adhere to the Member Business Lending Policy as well as all state and federal regulations.
• Provide post-closing review of all documents and underwriting requirements.
• Work with Commercial Lenders to prepare Credit Approval Memos for both new and renewed commercial loans.

Connaissances

Commercial underwriting

Cash flow analysis

Tax returns & financial statements

Commercial lending process

Self-motivated

Formation

Bachelor degree in Accounting, Finance, Economics, Financial Services, Business Administration

Description du poste

Are you ready to join a team that is committed to hardworking Kentuckians?

If so, Abound Credit Union might be the place for you!

We are driven by our selfless dedication to members and community. We create a connected, learning-driven, and fun environment that fuels our passion to inspire financial wellness. We do that by sharing our knowledge, strength, and accessibility to provide market-leading value that makes more possible for our members.

Here at Abound Credit Union, culture is a big deal. We roll up our sleeves each day to make this an awesome place to work. We want to bring great things to our communities, be awesome to each other, ready for whatever comes our way, and are hungry to learn and grow as people and professionals. Our best is built from the inside out.

Abound Credit Union is now hiring friendly, enthusiastic, and just overall awesome personalities to provide financial analysis and insight on new and existing credits.

What You’ll Do:

• Help in the annual loan review process and loan renewal process.
• Ensure the Credit Union’s commercial loan processes adhere to the Member Business Lending Policy as well as all state and federal regulations.
• Provide post-closing review of all documents and underwriting requirements.
• Work with Commercial Lenders to prepare Credit Approval Memos for both new and renewed commercial loans.

Full job description will be provided if you are selected for an interview.

What We Need:

• Bachelor degree required in Accounting, Finance, Economics, Financial Services, Business Administration, or another related financial degree
• 5+ years of industry experience around Commercial Underwriting and Business Cash Flow Analysis in a banking or Credit Union environment.
• Excellent knowledge of business and personal tax returns and financial statements.
• Comprehensive knowledge of the commercial lending process.
• Self-motivated and enthusiastic with a willingness to support others on your team.
• Maintain a professional and friendly demeanor.
• Pension
• Health, Dental, Vision and Other Insurance Coverage
• Paid Personal Time OffPaid Holidays
• Life Insurance
• Short and Long-Term Disability
• 401(k) with matching funds
• Tuition Reimbursement
• HSA, FSA, and Dependent Care Spending Accounts