Commercial Compliance Advisor (CCA)

Enterprise Bank & Trust; Ferguson (MO); On-site; USD 90,000 - 120,000; Full time

Job summary

Enterprise Bank & Trust is seeking a Commercial Compliance Advisor to join our Missouri-based team. The role focuses on implementing regulatory changes, guiding product and process decisions, and maintaining robust compliance controls within commercial lending and deposit activities.

The successful candidate will analyze regulatory changes, document impacts, and collaborate with business lines to remediate risks.

Qualifications

• Excellent interpersonal skills, including verbal and written communications.
• Effective project management skills to lead and contribute to regulatory implementation projects.
• Strong research, analysis, problem-solving, and decision-making skills with ability to identify compliance risks and issues.
• Ability to manage workload and shift priorities in a dynamic and rapidly-changing environment.

Responsibilities

• Collaborate with the lines of business on implementation of regulatory changes and provide guidance and support on projects and process enhancements.
• Analyze regulatory changes and develop a summary of requirements and impacts to the Bank.
• Evaluate policies, procedures, and controls to identify risks and work with impacted areas to develop corrective action or executing remediation plans.
• Provide compliance advice and guidance regarding development of products, services, internal procedures, disclosures, etc.
• Serve as a subject matter expert of all commercial compliance deposit and lending-related laws and regulations.
• Execute training; contribute to the Bank's Risk Assessment, and other activities to maintain a satisfactory Compliance Management System.
• Work closely with the lines of business to ensure business processes are working effectively and there are adequate controls to mitigate commercial compliance risk.
• Stay abreast of regulatory changes and industry trends.
• Proactively assess risk in business processes through internal monitoring.
• Perform other duties and special projects as necessary.

Skills

Interpersonal skills

Project management

Regulatory knowledge

Risk assessment

Adaptability

Education

Bachelor's degree

Tools

Centrax

Salesforce

Encompass

Job description

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive.

With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we're strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities.

Together, there's no stopping you!

Job Title:

Commercial Compliance Advisor (CCA)

Job Description:

Essential Duties and Responsibilities:

• Collaborate with the lines of business on implementation of regulatory changes and provide guidance and support on projects and process enhancements.
• Analyze regulatory changes and develop a summary of requirements and impacts to the Bank.
• Evaluate policies, procedures, and controls to identify risks and work with impacted areas to develop corrective action or executing remediation plans.
• Provide compliance advice and guidance regarding development of products, services, internal procedures, disclosures, etc.
• Serve as a subject matter expert of all commercial compliance deposit and lending-related laws and regulations.
• Execute training; contribute to the Bank's Risk Assessment, and other activities to maintain a satisfactory Compliance Management System.
• Work closely with the lines of business to ensure business processes are working effectively and there are adequate controls to mitigate commercial compliance risk.
• Stay abreast of regulatory changes and industry trends.
• Proactively assess risk in business processes through internal monitoring.
• Perform other duties and special projects as necessary.

Qualifications:

• Working knowledge of consumer protection laws and regulations, including but not limited to ECOA, FHA, HMDA, UDAAP, TILA, FCRA, FDCPA, SAFE Act, MLA, SCRA and RESPA.
• Excellent interpersonal skills, including verbal and written communications.
• Effective project management skills to lead and contribute to regulatory implementation projects.
• Strong research, analysis, problem-solving, and decision-making skills with ability to identify compliance risks and issues for escalation to management, as necessary.
• Ability to manage workload and shift priorities in a dynamic and rapidly-changing environment.

Supervisory Responsibilities:

• None

Education and/or Experience:

• Bachelor's degree preferred, or equivalent work experience in a compliance function within a banking environment.
• 7 +years of experience in regulatory compliance.
• Knowledge / experience working with commercial lending.

Computer and Software Skills:

• Microsoft office suite.
• Prior experience, or ability to learn, Centrax, Salesforce, Encompass.

Certificates, Licenses and Registrations:

CRCM designation or equivalent risk management certification preferred

Equal Opportunity Statement:

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [e-mail].

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.

If you would like more information about your EEO rights as an applicant under the law, please click HERE.