Commercial Compliance Advisor (CCA)

Enterprise Financial Services Corp.; United States; On-site; USD 90,000 - 120,000; Full time

Job summary

Enterprise Bank & Trust in Clayton, MO is seeking a Commercial Compliance Advisor to collaborate with lines of business on regulatory changes, provide guidance on projects, and strengthen risk controls across lending and deposits. The ideal candidate has a bachelor’s degree and 7+ years of regulatory compliance experience in banking, with knowledge of ECOA, FHA, HMDA, TILA, FCRA, FDCPA and RESPA.

Strong analytical, research and communication skills are essential to support the bank’s Compliance

Qualifications

• Bachelor’s degree in a compliance field is preferred.
• 7+ years of regulatory compliance experience in banking.
• Knowledge of ECOA, FHA, HMDA, UDAAP, TILA, FCRA, FDCPA, SCRA and RESPA.
• Strong research, analysis, problem-solving and decision-making skills.
• Excellent interpersonal and written communication skills.

Responsibilities

• Collaborate with lines of business to implement regulatory changes.
• Analyze regulatory changes and summarize requirements and impacts to the Bank.
• Evaluate policies, procedures, and controls to identify risks and develop corrective actions or remediation plans.
• Provide compliance guidance regarding products, services, disclosures, and internal procedures.
• Serve as a subject matter expert for commercial compliance laws and regulations.
• Assist in risk assessments and training activities to maintain the Compliance Management System.
• Stay abreast of regulatory changes and industry trends.
• Proactively assess risk in business processes through internal monitoring.
• Perform other duties and special projects as necessary.

Skills

Regulatory compliance

Project management

Analytical thinking

Verbal and written communication

Education

Bachelor’s degree

Tools

Centrax

Salesforce

Encompass

Job description

About Enterprise Bank & Trust

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you!

• We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities.

Enterprise Bank & Trust was founded on the idea of serving the lifetime financial needs of privately-held businesses, their owner families and other success-minded individuals. That concept has remained as our unwavering and guiding vision. We understand that every business is unique, so we tailor our comprehensive array of banking, trust and financial advisory services to fit the needs of our clients, no matter the size. Although we are equipped with the insights and capabilities of the largest financial companies, we provide our clients with the personal relationship afforded at a small community bank. Headquartered in Clayton, MO, Enterprise Bank & Trust operates branch offices in Arizona, Kansas, Missouri, California, New Mexico and Nevada. Enterprise offers a range of business and personal banking services, and wealth management services including financial planning, estate planning, investment management and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Our parent company, Enterprise Financial Services Corp is publicly traded (Nasdaq: EFSC.).

Commercial Compliance Advisor (CCA)

Essential Duties and Responsibilities

• Collaborate with the lines of business on implementation of regulatory changes and provide guidance and support on projects and process enhancements.
• Analyze regulatory changes and develop a summary of requirements and impacts to the Bank.
• Evaluate policies, procedures, and controls to identify risks and work with impacted areas to develop corrective action or executing remediation plans.
• Provide compliance advice and guidance regarding development of products, services, internal procedures, disclosures, etc.
• Serve as a subject matter expert of all commercial compliance deposit and lending-related laws and regulations.
• Execute training; contribute to the Bank’s Risk Assessment, and other activities to maintain a satisfactory Compliance Management System.
• Work closely with the lines of business to ensure business processes are working effectively and there are adequate controls to mitigate commercial compliance risk.
• Stay abreast of regulatory changes and industry trends.
• Proactively assess risk in business processes through internal monitoring.
• Perform other duties and special projects as necessary.

Qualifications

• Working knowledge of consumer protection laws and regulations, including but not limited to ECOA, FHA, HMDA, UDAAP, TILA, FCRA, FDCPA, SAFE Act, MLA, SCRA and RESPA.
• Excellent interpersonal skills, including verbal and written communications.
• Effective project management skills to lead and contribute to regulatory implementation projects.
• Strong research, analysis, problem-solving, and decision-making skills with ability to identify compliance risks and issues for escalation to management, as necessary.
• Ability to manage workload and shift priorities in a dynamic and rapidly-changing environment.

Supervisory Responsibilities: None

Education and/or Experience

• Bachelor’s degree preferred, or equivalent work experience in a compliance function within a banking environment.
• 7 +years of experience in regulatory compliance.
• Knowledge / experience working with commercial lending.

Computer and Software Skills

• Microsoft office suite.
• Prior experience, or ability to learn, Centrax, Salesforce, Encompass.

Certificates, Licenses and Registrations

• CRCM designation or equivalent risk management certification preferred

Equal Opportunity Statement

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs.

If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [e-mail].

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live.

We are proud to be an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability.

All employment offers are contingent upon the applicant successfully completing both drug and background check screenings.