Commercial Card Segment Risk Manager Sr

Huntington; Chicago (IL); Hybrid; USD 93,000 - 189,000; Full time

Benefits offered by this job

health insurance coverage

wellness program

life and disability insurance

retirement savings plan

paid leave programs

paid holidays

paid time off (PTO)

Job summary

Huntington is seeking a Senior Commercial Card Segment Risk Manager in Chicago to lead risk governance for the Commercial Card and Payables portfolio. You will partner with Product Management, Treasury Management, Operations, Technology, Compliance, AML, Fraud, Legal, and Second Line Risk to keep activities within the bank's risk appetite while supporting growth and innovation.

The role requires developing scalable risk frameworks, overseeing client risk activities, and presenting assessments to

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration or related field; or 4 additional years of risk-related experience may be considered.
• Minimum of 7 years of experience in Audit, Compliance, Risk Management, Commercial Card, Credit Card, Payments, Operational Risk, Credit Risk, or related financial services functions.

Responsibilities

• Provide end-to-end risk oversight for the Commercial Card and Payables portfolio, including virtual cards, purchasing cards, travel and entertainment cards, integrated payables, and related payment solutions.
• Establish and maintain portfolio-level risk assessments, risk inventories, risk appetite metrics, and control frameworks.
• Evaluate new products, product enhancements, strategic initiatives, and partnerships to identify potential operational, compliance, fraud, reputational, and financial risks.
• Support complex client onboarding, diligence, and risk assessments for commercial card and payables clients.
• Partner with Relationship Managers, Treasury Management Advisors, and Commercial Banking teams to provide risk guidance for prospective and existing clients.

Skills

Risk management

Financial services

Education

Bachelor’s degree in Finance, Accounting, Business Administration

Tools

CRISC

CRC M

CISA

CAMS

CERP

PMP

Job description

Description Summary

The Commercial Card Segment Risk Manager Sr serves as the first-line risk leader responsible for the governance, oversight, and risk management of the Commercial Card and Payables portfolio. This role partners closely with Product Management, Treasury Management, Operations, Technology, Compliance, AML, Fraud, Legal, and Second Line Risk functions to ensure products and services operate within the Bank's risk appetite while supporting business growth and innovation. The role is accountable for identifying, assessing, monitoring, and mitigating risks across commercial card products, payables solutions, virtual cards, expense management platforms, and emerging payments capabilities. The Commercial Card Segment Risk Manager Sr will provide strategic risk guidance throughout the product lifecycle, oversee client-related risk activities, and drive the development of scalable risk frameworks that support sustainable portfolio growth.

Duties & Responsibilities

• Provide end-to-end risk oversight for the Commercial Card and Payables portfolio, including virtual cards, purchasing cards, travel and entertainment cards, integrated payables, and related payment solutions.
• Establish and maintain portfolio-level risk assessments, risk inventories, risk appetite metrics, and control frameworks.
• Evaluate new products, product enhancements, strategic initiatives, and partnerships to identify potential operational, compliance, fraud, reputational, and financial risks.
• Support complex client onboarding, diligence, and risk assessments for commercial card and payables clients.
• Partner with Relationship Managers, Treasury Management Advisors, and Commercial Banking teams to provide risk guidance for prospective and existing clients.
• Design, implement, and enhance risk management processes, policies, standards, and procedures.
• Present risk assessments and recommendations to senior leadership, governance committees, and executive stakeholders.
• Oversee the identification, assessment, monitoring, and mitigation of risks related to Commercial Card credit exposure, underwriting and approval processes, portfolio management, fraud, servicing, onboarding, customer due diligence, card network requirements, and operational controls.
• Oversee the identification, assessment, monitoring, and mitigation of risks related to Commercial Card credit exposure, underwriting and approval processes,
• Stay abreast of industry trends, regulatory changes, card network requirements, credit policy updates, fraud trends, emerging payment risks, and operational developments relevant to Commercial Card.

Basic Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related field or in lieu of a Bachelor’s degree, 4 additional years of segment-specific or risk-related experience may be considered.
• Minimum of 7 years of experience in Audit, Compliance, Risk Management, Commercial Card, Credit Card, Payments, Operational Risk, Credit Risk, or related financial services functions.

Preferred Qualifications

• 10+ years of experience in commercial payments, commercial cards, treasury management, or corporate banking
• Strong knowledge of commercial card products, virtual card solutions, payables automation, card network rules, and payment processing.
• Experience with first-line risk management frameworks and regulatory expectations within a banking environment.
• Familiarity with operational risk, fraud risk, AML/BSA, third-party risk, and compliance management.
• Experience participating in regulatory exams, internal audits, and issue remediation programs.
• Professional certifications such as CRISC, CRCM, CISA, CAMS, CERP, or PMP preferred.

Exempt Status

Yes

Workplace Type

Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$93,000 - $189,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.

Benefits

• health insurance coverage
• wellness program
• life and disability insurance
• retirement savings plan
• paid leave programs
• paid holidays
• paid time off (PTO)

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it's helping a colleague or collaborating on a new tool that will revolutionize the way you save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values - simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.

If you'd like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout

We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to [e-mail] Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.