Commercial Banking Risk Manager — First Line

Financeroles; North Carolina; On-site; USD 84,000 - 110,000; Full time

Job summary

Citizens Bank is seeking a First Line Risk Manager for Commercial Banking to lead risk programs across products and processes in a highly collaborative environment. You will independently execute RCSAs, assess controls, and partner with Commercial Banking stakeholders to ensure risks are identified and mitigated.

The role emphasizes risk judgment, governance reporting, issue management, and cross‑functional coordination with Risk, Compliance, Audit, Operations, Product, and Technology teams.

Qualifications

• Bachelor's Degree or equivalent experience.
• 4+ years in Risk Management or related banking risk disciplines.
• Experience leading and executing Risk & Control Self-Assessments (RCSAs).
• Experience managing issues, corrective actions, and remediation efforts.
• Strong analytical and problem-solving skills.
• Demonstrated ability to exercise independent risk judgment and challenge assumptions constructively.
• Strong stakeholder management and communication skills.

Responsibilities

• Lead and execute Risk & Control Self-Assessments (RCSAs) across Commercial Banking products, services, and processes.
• Identify, assess, document, and monitor risks and associated controls.
• Evaluate inherent and residual risk exposures and recommend risk mitigation strategies.
• Support risk assessments associated with new products, process changes, technology implementations, and business initiatives.
• Apply risk-based judgment to complex business situations and provide thoughtful recommendations to stakeholders.
• Execute control monitoring and control testing activities.
• Assess control design and operating effectiveness.
• Identify control gaps and recommend practical improvements.
• Document results, observations, conclusions, and corrective actions.
• Support audits, regulatory examinations, assurance reviews, and management responses.

Skills

RCSA execution

Risk assessment

Control evaluation

Governance reporting

Stakeholder management

Education

Bachelor's Degree or equivalent

Job description

Citizens Bank is seeking a First Line Risk Manager for Commercial Banking to lead risk programs across products and processes in a highly collaborative environment. You will independently execute RCSAs, assess controls, and partner with Commercial Banking stakeholders to ensure risks are identified and mitigated.

The role emphasizes risk judgment, governance reporting, issue management, and cross‑functional coordination with Risk, Compliance, Audit, Operations, Product, and Technology teams.