Commercial Banking Representative

commercebank; United States; On-site; USD 52,000 - 61,000; Full time

Benefits offered by this job

Health, dental, vision insurance

401(k)

Life insurance

Paid vacation

Paid personal time

Job summary

Commerce Bank is seeking a Commercial Banking Representative to structure loans, cross-sell bank products, and attract new business. You will rotate across business lines to build leadership skills and network within the marketplace, working closely with the commercial banking team and product partners to identify clients' financial needs.

The role emphasizes relationship development, customer satisfaction, and adherence to bank policies while supporting loan processes and credit analysis.

Qualifications

• Bachelor's degree in Business or related field required.
• 1+ year finance or financial services experience preferred.
• Demonstrated sales experience preferred.

Responsibilities

• Participate in cross-functional rotations across various business lines to develop leadership skills and understand the commercial bank.
• Attend community and business functions to network and establish referral contacts.
• Collaborate with the commercial banking team and product partners to identify clients' financial needs and cross-sell products.
• Support management of existing commercial relationships to ensure customer satisfaction and retention.
• Facilitate credit requests, including loan structuring, pricing, collateral, and documentation.

Skills

Banking fundamentals

Financial analysis

Relationship building

Communication skills

Attention to detail

Team collaboration

Education

Bachelor's Degree in Business-related field

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

About Working at Commerce

Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us.

Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.

Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk.

Compensation Range

Hourly: $38.15 - $44.75 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to structure loans, cross sell other bank products, and attract new business to Commerce Bank.

Essential Functions

• Participate in cross-functional rotations across various business lines to help leverage and develop leadership skills and gain an understanding of the commercial bank
• Attend community and business functions and participate in networking groups to ensure a positive image for the bank and to establish referral contacts within the marketplace
• Collaborate with the commercial banking team and product partners to identify prospective clients' financial needs and cross-sell a full range of products and services
• Support the comprehensive management of existing commercial relationships to ensure a high level of customer satisfaction and retention
• Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk
• Maintain loan reporting and ensure compliance with all bank policies, procedures, regulations, and laws
• Perform other duties as assigned

Knowledge, Skills & Abilities Required

• Basic knowledge of the banking/accounting/finance field
• Basic analytical skills using financial and accounting principles
• Strong relationship building sills
• Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Basic level proficiency with Microsoft Word, Excel and Outlook

Education & Experience

• Bachelor's Degree in a Business-related field or equivalent combination of education and experience required
• 1+ year finance or financial services experience preferred
• Demonstrated sales experience preferred

For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.

*** For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Commercial Banking Representative job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $38.15 to $44.75 per hour. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.

Must be eligible to work in the US without sponsorship now or in the future.

The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefi