Commercial Banking Relationship Manager - Mesa (AZ)

National Bank Of Arizona; Mesa, Northern (AZ, KY); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Life and Disability Insurance

Paid Time Off

401(k) plan with company match

Tuition Reimbursement

Paid Training

11 Paid Federal Holidays

Job summary

National Bank of Arizona in Mesa seeks an experienced Commercial Banker to join our East Valley team. You will identify lending opportunities, solicit new business, and deepen client relationships while supporting profitable loan activity.

The role emphasizes adherence to loan policies, credit analysis, and a proactive prospecting program. Local market knowledge and bilingual English/Spanish skills are preferred, with day-one benefits and competitive compensation.

Qualifications

• Four-year college degree in business, accounting, or finance preferred with 2+ years of direct commercial lending (C&I) or similar.
• Knowledge of commercial loans, credit and related lending procedures.
• Local candidates are highly preferred with knowledge of AZ communities.
• Ability to develop and maintain major banking relationships.
• Strong verbal, written, and interpersonal skills with financial and credit analysis capabilities.
• Bilingual English/Spanish preferred.

Responsibilities

• Support the development and maintenance of profitable commercial banking relationships.
• Establish, develop and maintain an aggressive prospect calling program to determine the scope of potential relationship opportunities and alignment with NBAZ core values and strategic objectives.
• Interpret and implement commercial loan policies and contribute effectively to a sound and profitable loan portfolio with maximum income and minimum losses.
• Minimize credit problems and/or delinquencies by maintaining high credit standards, good documentation procedures and timely collection efforts.
• Make loan presentations and decision recommendations to senior lenders and/or loan committees.
• Participate in the completion of transactions with the sales team.
• Other duties as assigned.

Skills

Credit analysis

Relationship building

Prospecting

Communication

Spanish bilingual

Financial analysis

Education

Four-year college degree in business, accounting, or finance

Job description

Commercial Banking Relationship Manager - Mesa (AZ)

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premise of building local relationships, we pride ourselves on providing our clients, shareholders, and each other with the best possible tools, resources, and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 40 years later, our approach hasn’t changed. At NBAZ, the possibilities are endless – come for the job, stay for a career.

NBAZ is looking for an experiencedCommercial Banker to join ourEast ValleyTeam. Top candidates will have extensive knowledge of the East Valley and surrounding communities with proven success attracting new business relationships while deepening our existing customer relationships.

This position focuses on identifying appropriate lending opportunities, soliciting and developing all types of business activity, specializing in commercial loans, participating in the development and recommendation of overall commercial loan objectives, policies and practices.

Essential Functions:

• Support the development and maintenance of profitable commercial banking relationships.
• Establish, develop and maintain an aggressive prospect calling program to determine the scope of potential relationship opportunities and alignment with NBAZ core values and strategic objectives.
• Interpret and implement commercial loan policies and contribute effectively to a sound and profitable loan portfolio with maximum income and minimum losses.
• Minimize credit problems and/or delinquencies by maintaining high credit standards, good documentation procedures and timely collection efforts.
• Make loan presentations and decision recommendations to senior lenders and/or loan committees.
• Participate in the completion of transactions with the sales team.
• Other duties as assigned.
  

Qualifications:

A four-year college degree in business, accounting, or finance is strongly preferred with 2+ years of direct commercial lending in C&I, or other complex commercial lending. An equivalent combination of education and experience may meet qualifications. Knowledge of commercial loans, credit and/or related lending processes and procedures is required.

• Local candidates are highly preferred. This role requires knowledge of local networks with expertise and pipelines in surrounding AZ communities.
• Knowledge of commercial credit analysis, spreading and analyzing financial statements, credit scoring, documentation, etc.
• A demonstrated ability to develop and maintain major banking relationships is strongly preferred.
• Applies highly advanced technologies, scientific principles, theories, and concepts in decision-making and problem-solving activities.
• Requires an in-depth knowledge of related fields and the ability to apply that information to the current role.
• Detail oriented, ability to work under pressure, manage multiple priorities, meet deadlines, and work independently.
• Excellent verbal, written, and interpersonal skills with strong financial and credit analysis skills are essential to this role.
• Creative problem solving, negotiation and presentation skills.
• Bilingual proficiency in English and Spanish languages, is preferred.
• Local candidates only.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits include coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

National Bank of Arizona a division of Zions Bancorporation, N.A. Member FDIC