Commercial Banking Relationship Manager

US Bank; Cincinnati (OH); On-site; USD 140,000 - 225,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Disability benefits

401(k) plan

Job summary

U.S. Bank in Cincinnati seeks a Relationship Manager (SVP) to manage and grow a complex portfolio of mid-market clients, developing financing strategies and coordinating with credit teams. This role emphasizes business development, strong financial acumen, and ability to structure credit facilities to support growth.

The position offers a base pay range from $140,000 to $225,000, with compensation discussions with a U.S. Bank recruiter. Location is a U.S.

Qualifications

• Master's degree, or equivalent work experience.
• 10+ years of commercial lending experience.

Responsibilities

• Manage and grow a complex portfolio of mid-market clients in Cincinnati/Ohio.
• Drive new client acquisition and deepen relationships with tailored banking solutions.
• Structure credit facilities and coordinate with portfolio management and credit teams.
• Provide strategic financial advice and coordinate with product partners to deliver an integrated client experience.

Skills

Relationship management

Business development

Sales skills

Communication skills

Education

Master's degree or equivalent

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

The Relationship Manager (RM) is responsible for managing and growing a complex portfolio of companies in Cincinnati and greater Ohio having revenues ranging from $50 million to $1 billion. While primarily focusing on the Commercial Banking Middle Market segment, this team is part of U.S. Bank's Institutional Client Group (ICG), which services our largest clients.

This SVP-level role drives new client acquisition and deepens existing relationships by understanding complex business models, delivering tailored banking solutions, and structuring credit facilities that support growth, liquidity, and short- to long‑term capital strategies. The role works collaboratively with the portfolio management and credit teams to structure thoughtful financing solutions and maintain sound credit practices, ensuring the portfolio remains healthy while supporting clients' strategic needs.

A successful candidate will demonstrate exceptional business-development capability, strong financial and analytical acumen, and the ability to design and negotiate credit structures across a range of financing needs. The RM provides strategic financial advice, identifies opportunities across the bank's full product suite, and brings forward the right partners to deliver an integrated client experience. This is a high‑impact role for a banker who thrives in a dynamic, relationship‑driven environment and is motivated to build a high‑performing portfolio.

Base pay for this role usually falls within $140,000 to $225,000. Additional considerations regarding base pay levels are based on candidate qualifications. Your compensation expectations will be discussed with a U.S. Bank recruiter if you are contacted to discuss the role further.

Basic Qualifications

• Master's degree, or equivalent work experience
• 10 or more years of commercial lending experience

Preferred Skills/Experience

• Strong relationship management and business development/sales skills
• Well-developed analytical and problem-solving skills
• Considerable knowledge of complex credit and credit quality
• Thorough knowledge of bank products and services
• Ability to work effectively with individuals and groups in managing customer relationships
• Excellent presentation, verbal, and written communication skills

FINRA License: As a condition of employment, you are required to hold or obtain the following licenses: SIE, Series 79, and Series 63 within 180 calendar days of your start date. Failure to obtain the listed license(s) by 180 calendar days after your start date may impact your continued eligibility for the position, up to and including separation of employment.

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .

The salary range reflects figures based o