Commercial Banking Portfolio Manager

Johnson Financial Group; Appleton (WI); On-site; USD 90,000 - 120,000; Full time

Job summary

Johnson Financial Group is seeking a Portfolio Manager to ensure timely reviews and renewals of commercial loans. The role includes interim monitoring of covenants and supporting business development calls with Relationship Managers. Strong analytical and communication skills are essential.

The position emphasizes adherence to loan policies, financial analysis, and collaboration with RMs to deliver exceptional client service and maintain JFG as a trusted financial partner.

Qualifications

• 2–4 years credit analysis or underwriting experience required.
• Working knowledge of lending policies and procedures, principles, and philosophy.

Responsibilities

• Demonstrates full understanding of JFG loan policies and procedures.
• Provides accurate financial and statistical analysis and sound risk assessment of customers.
• Ensures annual loan maturities and renewals are completed to avoid past due loans.
• Performs periodic reviews for clients requiring more frequent monitoring.
• Researches and resolves loan structure changes due to borrower/market/industry shifts.
• Performs due diligence and review of loan documentation.
• Manages tickler reports for the portfolio and RMs.
• Collaborates with RMs to enhance customer experience and position JFG as a trusted financial partner.

Skills

Credit analysis

Cash flow analysis

Risk assessment

Communication skills

Education

Bachelor's degree preferred

Tools

MS Office

Job description

Overview

Under the guidance of the Regional President, the Portfolio Manager is responsible for ensuring timely reviews and renewals of commercial loans. Also responsible for interim monitoring of covenants and other conditions of credit as applicable. Will periodically accompany RM on business development calls or attend client meetings.

Key Responsibilities

• Demonstrates full and complete understanding of JFG loan policies and procedures.
• Provides accurate financial and statistical analysis as well as sound risk assessment of new and existing bank customers.
• Ensures that annual loan maturities and renewals are completed to avoid administrative past due loans.
• Performs periodic reviews for clients where more frequent monitoring is warranted (i.e., criticized loans, adverse actions, watch list, etc.).
• Works with RM’s to research and resolve situations where changes in loan structure may be necessary due to borrower, market, or industry changes.
• Responsible for due diligence and review of loan documentation.
• Manages “tickler” reports for assigned portfolio and of the RM’s assigned to assist.
• Is jointly responsible with RM to enhance the customer experience so JFG is viewed as the “First Choice,” value-added, and trusted financial services provider.

Qualifications

• 2 to 4 years credit analysis or underwriting experience required.
• Working knowledge of lending policies and procedures, principles, and philosophy.
• Demonstrated experience in effectively writing/reviewing loan presentations that identify key risks and mitigants as well as conducting cash flow analysis and collateral evaluation.
• Demonstrated experience utilizing credit software to capture credit applications; above-average PC skills including MS Office Applications (Word, Excel).
• Good oral and written communication skills.
• Ability to make timely, sound recommendations to senior management while ensuring bank policies and procedures are met.
• Working knowledge of general business and industry trends, risk management, etc.
• Bachelor’s degree preferred.

Come as you are.

Our culture embraces diversity, equity, & inclusion; one where everyone feels valued and heard. For more information on JFG's culture and diversity efforts, including our employee resource groups, please visit the Diversity section of our career website.