Commercial Banking Analyst Intern

West Michigan Community Bank; Hudsonville (MI); On-site; USD 21,000 - 30,000; Part time

Job summary

West Michigan Community Bank is offering a Commercial Banking Analyst Intern position in Hudsonville, MI. The role involves supporting loan analysis, policies, and client meetings while applying finance and accounting knowledge.

Interns gain exposure to credit review, cash flow assessments, and collateral analysis within a structured banking environment. The internship emphasizes hands-on experience with financial statements, loan presentations, and cross-functional collaboration with loan

Qualifications

• Strong organization and time management abilities are required.
• Ability to work independently with strong interpersonal skills.
• Proficiency in word processing and spreadsheet software is expected.
• Must meet production deadlines and participate in training as needed.

Responsibilities

• Review loan policy manual.
• Review 5 C’s of credit.
• Attend OLC meetings.
• Spread business and personal financial statements and tax returns.
• Review loan structuring, matching loan types to repayment sources.
• Review and analyze personal credit bureau information.
• Prepare debt service coverage ratio and DTI.
• Prepare collateral analysis for CRE and C&I loans.
• Prepare accounts receivable, payable and inventory concentration, and analysis charts for loan presentations.
• Prepare OLC minutes.
• Perform industry analysis for loan presentations.
• Conference calls and customer site visits with loan officers.
• Prepare annual renewal of a loan request for loan officer signature.
• Prepare annual renewal of a loan request for OLC approval.
• Scanning loan documents in Synergy.

Skills

Organization

Time management

Communication

Independence

Interpersonal skills

Word processing

Spreadsheet

Deadline oriented

Education

Bachelor's degree in Finance or Accounting (in progress)

Job description

Position:Commercial Banking Analyst Intern

Location: Hudsonville, MI

Job Id:317

# of Openings:1

Performance/Job Requirements

Strong organization, time management and communication skills; Ability to work independently, as well as strong interpersonal skills; Proficient in word processing and spreadsheet software; Responsible for meeting time lines for production; Occasional travel may be required for training or other business related issues.

Job Functions

• Review loan policy manual.
• Review 5 C’s of credit.
• Attend OLC meetings.
• Spread business and personal financial statements and tax returns.
• Review loan structuring, matching loan types to repayment sources.
• Review and analyze personal credit bureau information.
• Prepare debt service coverage ratio and DTI.
• Prepare collateral analysis for CRE and C&I loans.
• Prepare accounts receivable, payable and inventory concentration, and analysis charts for loan presentations.
• Prepare OLC minutes.
• Perform industry analysis for loan presentations.
• Conference calls and customer site visits with loan officers.
• Prepare annual renewal of a loan request for loan officer signature.
• Prepare annual renewal of a loan request for OLC approval.
• Scanning loan documents in Synergy.

Education/Experience Required

Working towards a bachelors degree in Finance or Accounting preferred

West Michigan Community Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.