Commercial Banker- Perry

Vallant Bank; Perry (GA); On-site; USD 60,000 - 90,000; Full time

Job summary

Vallant Bank is seeking a Commercial Banker in Perry, GA to grow assets by originating commercial loans and deposits, while delivering superior customer service. The role emphasizes cross-selling products, building lasting relationships, and maintaining a customer-focused mindset.

The position requires a college degree in business or related field, with five+ years in banking, and proficiency in credit analysis, cash flow reviews, and GAAP concepts.

Qualifications

• College degree in Business Administration or related field; Large Bank Training program preferred.
• Five+ years of experience in banking, with knowledge of credit evaluation, cash flow analysis, collateral values and lien perfection.

Responsibilities

• Increase bank assets by developing quality commercial loans and deposit accounts.
• Cross-sell bank products and services to customers through telephone contacts and personal visits.
• Build long-term customer relationships.
• Maintain a positive service mentality in all interactions.
• Ensure superior quality service in completing all customer transactions.
• Match customer financial needs with product and service solutions.
• Demonstrate knowledge of the bank's products and services.

Skills

Bank products knowledge

Willingness to serve

Microsoft Office

SharePoint

Credit evaluation

Cash flow analysis

Reading credit reports

Financial statement analysis

GAAP knowledge

Working capital concepts

Attention to detail

Education

College Degree in Business Administration or related field

Large Bank Training program

Tools

Microsoft Office

SharePoint

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Commercial Banker- Perry

Full Time Level I Perry, GA, US

2 days ago Requisition ID: 1805

JOB DESCRIPTION

Employer Department

Job title Exemption Status

Commercial Banker Exempt

Supervised by

SVP – Region President

Job Summary

The Commercial Banker is responsible for:

• increasing bank assets by developing quality commercial loans and deposit accounts
• cross selling bank products and services to customers through telephone contacts and personal visits
• building long-term customer relationships
• maintaining a positive service mentality
• ensuring superior quality service in completing all customer transactions
• matching the financial needs that achieve those customer goals with product and service solutions
• demonstrating an accurate knowledge of the bank's products and services

The employee will support the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.

Skills, Knowledge, Talents

Education

• College Degree in Business Administration or related field
• Successful completion of Large Bank Training program preferred.

Prior Experience

• More than five years prior work experience in the same or related position, a working knowledge of credit evaluation, cash flow analysis, collateral values and lien perfection preferred.

Required Skills & Knowledge Skills

• Must have a basic knowledge of the bank's products and services.
• Must have a willingness to serve.
• Must be able to function efficiently in a network environment and have a working knowledge of Microsoft Office and SharePoint.
• Must be able to function efficiently on a general business level of math, possess general accounting knowledge (i.e. debits, credits, and an understanding of the bank's account reconciliations).
• Project a professional image by adhering to guidelines in the employee handbook.
• Must be able to collect, research, and analyze information skillfully.
• Must be a self-starter, a creative thinker, flexible, eager, nurturing, open to change and exhibit good judgment.
• Must be a leader by example, attentive to detail, work well with others and be responsive to supervisory guidance.
• Must be able to read credit reports and other tools necessary to accomplish position responsibilities.
• Must know how to read financial statements to include the balance sheet, profit & loss statement, and cash flow statement.
• Must be able to identify and interpret trends in financial data.
• Must have a general knowledge of Generally Accepted Accounting Principles (GAAP) to include understanding the significant differences between Audited, Compiled, and Reviewed financial statements.
• Must have a clear understanding of the concepts of working capital. How is it defined? What are the working capital accounts? How does the operating cycle affect these accounts?
• Must have a working knowledge of compliance guidelines for the bank and the industry.

Vallant Bank is an Equal Opportunity Employer and a Drug Free Workplace. As a condition of employment, a completed Application of Employment and satisfactory results from a background check and drug screening must be received. Vallant supports a diverse work force and welcomes all qualified applicants. It is the policy of Vallant Bank to consider applicants without regard to race, color, religion, creed, national origin, gender, disability, marital or veteran status, age or any other legally protected status.