Commercial Banker II

Ifallschamber; International Falls (MN); Hybrid; USD 112,000 - 168,000; Full time

Benefits offered by this job

Health, dental, and vision plans

401(k) plan with match

Paid time off and holidays

Job summary

National Bank of Commerce in International Falls, MN seeks an experienced Commercial Banker II to originate, manage, and supervise a portfolio of commercial clients. You will build partnerships, analyze complex credit needs, and deliver exceptional service in line with NBC’s values.

The role requires a bachelor's degree in Business, Finance, or Accounting with 5–10 years of commercial lending experience, strong relationship skills, financial analysis capabilities, and a network-building mindset

Qualifications

• Bachelor’s degree in Business, Finance, or Accounting and 5 to 10 years of commercial lending experience.
• Proficiency in building and maintaining positive client relationships.
• Ability to gather financial information and perform financial analyses for credit decisions.
• Strong communication and ability to partner with internal and external stakeholders.
• Drive to develop a growing network of outside referral sources for new business.

Responsibilities

• Originate, manage, and supervise a portfolio of commercial customers.
• Evaluate creditworthiness and perform detailed financial analyses to support credit decisions.
• Ensure proper loan servicing, monitoring, and file management while maintaining asset quality.

Skills

Relationship building

Interpersonal skills

Financial analysis

Computer skills

Education

Bachelor’s degree in Business, Finance, or Accounting

Job description

International Falls - International Falls, MN 56649

Overview

Salary Range

Description
Job Type: Full-time, Exempt
Salary, plus incentive pay
Across Minnesota and Wisconsin, National Bank of Commerce is making a difference in the financial lives of the people, communities, and businesses we serve. We exist to help our customers accomplish more than they could on their own. Join our team of creative and accomplished professionals and help us make more possible.

NBC is seeking an experienced Commercial Banker II to join our team and help drive the growth and quality of our commercial lending portfolio. This role is ideal for a relationship‑focused, analytically strong banking professional who thrives on building partnerships, managing complex credit needs, and delivering exceptional client service.

The Commercial Banker is responsible for originating, managing, and supervising a portfolio of commercial customers while expanding existing relationships and developing new business opportunities. In this role, you will oversee all aspects of commercial credit—from gathering financial information and performing detailed financial analyses, making sound credit decisions and ensuring proper loan servicing, monitoring, and file management. You will maintain strong asset quality by proactively assessing risk within your portfolio, all while cultivating long‑term client relationships and building a robust network of external referral sources. Success in this position requires a balance of strategic relationship management, disciplined credit oversight, and a commitment to delivering exceptional service in alignment with NBC’s core values.

Qualifications

• A bachelor’s degree in Business, Finance, or Accounting and 5 to 10 years of commercial lending experience; or an equivalent combination of experience and education is required.
• Proficiency in building and maintaining positive client relationships.
• The ability to gather related financial and business information and perform financial analyses is needed to make credit decisions.
• Strong interpersonal and influencing skills, with the ability to establish credibility and a strong partnership with internal and external partners.
• The drive to develop a growing network of outside referral sources for new business.
• Proficient computer skills and business software experience.
• Comply with all bank policies and procedures, as well as all applicable state and federal banking regulations.
• Ability to always exhibit NBC core values: Respect, Integrity, Teamwork, and Accountability.

Compensation and Benefits

Full-time annualized starting salary range for this position is $111,800 - $167,700, contingent on relevant skills, training, experience, education and other job-related factors permitted by law. This position is also eligible for performance-based incentive compensation.
National Bank of Commerce offers an excellent benefits package including health, dental, and vision plan for you, your spouse, and eligible children, Health Savings Account (HSA) contribution (including employer contributions), flexible spending accounts, 401(k) plan with a generous match, paid time off program, paid holidays & floating holidays, volunteer time off program, employer paid life insurance, voluntary life plans, short-term disability insurance, long-term disability insurance, health and wellness incentive, and employee assistance program.

National Bank of Commerce is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law. National Bank of Commerce will comply with all federal and state laws concerning the application and employment of people with disabilities.
View Job Listing: https://www.paycomonline.net/v4/ats/web.php/portal/A9E4F65D1AB6D16A45C7AE6AC78CC82F/jobs/419169

Additional Postings available from National Bank of Commerce