Commercial Banker

S&T Bancorp, Inc.; Oregon; Hybrid; USD 95,000 - 284,000; Full time

Job summary

S&T Bank is seeking an experienced Commercial Banker to manage complex banking relationships and lead loan origination efforts. The role involves interviewing clients, structuring financial data for loan proposals, and actively pursuing new business while supporting existing customers.

Responsibilities include reviewing loan documentation, mentoring junior bankers, and participating in community activities to enhance the bank's presence. Strong interpersonal skills and independence are essential.

Qualifications

• Experience in commercial banking relationship management.
• Ability to analyze financial data for loan structures.

Responsibilities

• Interview customers and prospective customers for commercial loans.
• Collect and analyze financial data for loan structuring.
• Maintain aggressive commercial calling program for new and existing customers.
• Assist in governmental lending programs.
• Promote the bank's image through community engagement.
• Review final loan documents and make recommendations.
• Provide mentoring to less experienced bankers.
• Develop business prospects and maintain relationships with clients.

Skills

Commercial banking

Relationship management

Financial data analysis

Loan documentation

Customer service

Job description

Location:2 North Church StreetWest Chester, PA 19380or100 Corporate Center DriveSuite 200Camp Hill, Pa 17011or205 Granite Run DriveLancaster, PA 17601Hours: Monday-Friday 8:00AM-5:00PM(Additional hours as necessary to meet the objectives of the department)

Function

Assumes responsibility for highly complex activity for commercial banking and has a direct responsibility for banking relationships with assigned customers and prospective commercial customers.

Duties and Responsibilities

• Interviews customers and prospective customers and prepares documentation for commercial loans including:
• Collecting and analyzing financial data for proper loan structure for written/verbal presentation to loan committee.
• Maintaining aggressive commercial calling program for new and existing customers.
• Assisting other Bankers in governmental lending programs.
• Attending and participating in community affairs to promote the bank's image.
• Reviews final loan documentation to determine appropriate recommendations.
• Assumes responsibility for complex accounts and provides training and guidelines to less experienced Bankers.
• Carries out a variety of business development activities to identify bank prospects.
• Ensures compliance with existing loan policies and procedures and assists in policy development and modification.
• Works with customers to establish personalized Treasury Management services according to the customer's needs.
• Receives and responds to various customer questions and solves customer problems.
• Reviews Collateral Protection Reports and determines appropriate course of action.
• Monitors and documents performance of existing loan portfolio through call memos, site visits, financial collection and review, Credit quality related report reviews
• Provides mentoring and guidance to less seasoned Commercial Bankers given level of experience.
• Contacts delinquent loan customers.
• Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

Physical Demands

Requires the use of manual dexterity skills for typing up to 25% of the business day. Specific vision requirements include close vision of 18"-20", distance vision and depth perception for computer work and travel. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Offered rates and salaries may vary based on geographic location, market data and on experience, education, and evidenced position specific skill requirements. For roles that are incentive eligible, payment is based upon the plan document and company, business, and/or individual performance.

Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range: $95,000.00 - $283,500.00