Business Banker II

S&T Bank; West Chester (Chester County); Sur place; USD 55 000 - 156 000; Plein temps

Résumé du poste

S&T Bank in West Chester, PA seeks an experienced professional to develop and manage banking relationships across all business lines, focusing on credit and lending. You will drive new business while retaining existing clients, interviewing customers to assess needs, and collaborating with branch managers to expand opportunities.

Minimum five years in credit/lending required, with a four-year finance/accounting degree.

Qualifications

• Requires a four-year college degree or equivalent, plus specialized training.
• Major or area of specialization: Finance/Accounting.
• Requires a minimum of five years specialized experience, specifically credit/lending.

Responsabilités

• Develop and maintain banking relationships across business lines.
• Solicit new business and maintain existing clients.
• Interview customers to assess business needs and earnings.
• Collaborate with branch managers to grow new business.
• Attend community events to promote the bank's image.

Connaissances

Relationship management

Credit analysis

Business development

Customer interviews

Formation

Bachelor's degree in Finance/Accounting

Description du poste

Location

2 North Church Street
West Chester, PA 19380

Hours

Monday-Friday 8:00AM-5:00PM
(Additional hours as necessary to meet the objectives of the department)

Function

Assumes direct responsibility for the development of banking relationships with respect to all business lines for assigned market and customers and prospective customers to develop new business and retain existing business through promotion of products and services.

Duties And Responsibilities

• Interviews customers and prospective customers and prepares documentation to acquire information concerning a customers business needs, abilities, and earnings for all business lines including:
• Collecting and analyzing financial data for proper account structure.
• Maintaining aggressive calling program for new and existing customers.
• Assisting other Regional Managers in generating business.
• Attending and participating in community affairs to promote the bank’s image.
• Maintains a close working relationship with branch managers in order to develop new business.
• Develops and maintains a network of referral professionals such as attorneys, realtors, and other center of influences.
• Calls on new prospects as referred from all other areas of the bank, as well as courthouse lists, referrals from prospects, and prospect lists.
• Carries out a variety of business development activities to identify bank prospects.
• Receives and responds to various customer questions and solves customer problems.
• Maintains a good working relationship with bank employees. Demonstrates strong interpersonal skills with the ability to work independently, as well as motivated to work as a team player to contribute to the success of the department and in turn, the organization.
• Assumes additional responsibilities as required.

Education

Requires a four-year college degree or equivalent, plus specialized training. Major or area of specialization: Finance/Accounting.

Experience

Requires a minimum of five years specialized experience, specifically credit/lending.

Physical Demands

Operates a keypad device: 40% of the week. Operates electronic equipment: 20% of the week; operates office equipment: 10% of the week. Travels: 30% of the week. Physical demands include travel by car to see customers, inspect construction sites, land developments, etc. Lenders also travel out of state to inspect projects, construction sites and meet customers. Requires the use of manual dexterity skills for typing and data entry up to 40% of the business day. Specific vision requirements include close vision of 18”-20” for computer work. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Offered rates and salaries may vary based on geographic location, market data and on experience, education, and evidenced position specific skill requirements.

For roles that are incentive eligible, payment is based upon the plan document and company, business, and/or individual performance.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range

$55,000.00 - $156,450.00