Commercial/Agriculture Loan Processor

Security Financial Bank; Eau Claire (WI); On-site; USD 42,000 - 54,000; Full time

Job summary

Security Financial Bank is seeking a detail-oriented Commercial/Agriculture Loan Processor I to support our commercial and agricultural lending teams. The role focuses on preparing, processing, booking, and funding loans while ensuring files are complete and well organized.

You will collaborate with Relationship Managers, Banking Coordinators, Credit Analysts, and loan servicing to move transactions forward and protect collateral interests.

Qualifications

• High school diploma or equivalent required.
• One to three years of commercial, agricultural, mortgage, or other loan processing experience preferred.
• Experience with Jack Henry, LaserPro, Sageworks, or similar systems helpful.

Responsibilities

• Prepare accurate loan and collateral documentation reflecting approved terms.
• Coordinate with Relationship Managers and Banking Coordinators to ensure documentation is complete.
• Obtain lien searches, appraisals, title commitments, and insurance evidence to protect collateral position.
• Maintain physical and electronic loan files and follow up through the tickler system.
• Assist in loan funding, wire instructions, payoffs, and booking to core systems.
• Coordinate closings with title companies and attorneys and ensure timely delivery of documents.

Skills

Organization

Attention to detail

Communication skills

Time management

Microsoft Office

Banking systems knowledge

Education

High school diploma or equivalent

Tools

Jack Henry

LaserPro

Sageworks

Job description

Commercial and Agricultural Lending | Detail and Teamwork

Security Financial Bank (SFB) is seeking a detail-oriented Commercial/Agriculture Loan Processor I to support our commercial and agricultural lending teams. This role partners with lending staff to prepare, process, book, and fund loans while helping ensure loan, credit, and collateral files are complete, accurate, and well organized.

You will work closely with Commercial/Ag Relationship Managers, Banking Coordinators, Credit Analysts, and the loan servicing team to move transactions forward efficiently and protect the Bank's collateral interests. If you enjoy coordinating details, managing competing priorities, and contributing to a supportive lending team, this may be a great opportunity for you.

This position is open at our Eau Claire corporate office or Black River Falls Main Street location.

Why Join Us:

At SFB, we don't just talk about relationship banking - we live it. We pride ourselves on delivering exceptional service and building lasting partnerships with our clients and teammates. When you join SFB, you become part of a team that offers:

• A supportive, collaborative culture where questions are welcomed and teammates help one another succeed
• Paid training and professional development opportunities
• Tuition support for finance/banking courses and certifications
• 401k with a 5% employer match
• Generous paid time off
• Community volunteer paid time off
• & more!

Position Summary:

As a Commercial/Agriculture Loan Processor I, you will help ensure loan transactions are documented, booked, funded, and maintained accurately. Your work will include:

• Working with Commercial/Ag Relationship Managers and Banking Coordinators to prepare accurate loan and collateral documentation that reflects approved loan terms and conditions
• Obtaining lien and UCC searches, releases, appraisals, title insurance commitments, insurance evidence, and other documentation needed to establish and protect the Bank's collateral position
• Creating and maintaining complete physical and electronic credit and collateral files, including accurate filing and timely follow-up through the Bank's tickler system
• Sending executed documents for recording, including mortgages, deeds of trust, vehicle titles, and UCC filings
• Completing loan funding functions by verifying documents are properly executed, preparing wire instructions, submitting payoffs, and booking balanced loan transactions to the core system
• Coordinating loan closings with title companies and attorneys, including timely delivery of documentation before closing
• Verifying that required approvals and applicable regulatory, credit policy, and operational requirements are met
• Responding to internal questions and requests with professionalism, accuracy, and a focus on timely service

What We're Looking For:

Education & Experience

• High school diploma or equivalent required
• Prior banking experience is highly desired
• One to three years of commercial, agricultural, mortgage, or other loan processing experience preferred
• Experience with Jack Henry, LaserPro, Sageworks, or similar core banking and loan documentation systems is helpful

Knowledge & Skills

• Strong organizational and time-management skills, with the ability to identify, prioritize, and manage work independently
• High degree of accuracy and attention to detail when preparing documents, maintaining files, booking loans, and funding transactions
• Ability to make sound, timely decisions and adapt to changing priorities in a deadline-driven environment
• Strong written and verbal communication skills, including the ability to communicate with tact, professionalism, and confidentiality
• Working knowledge of Microsoft Office; comfort learning and using banking systems and loan documentation software
• Ability to use critical reasoning, ask the right questions, and gather complete information before moving work forward
• Commitment to following Bank policies, procedures, and applicable legal and regulatory requirements

Working Conditions:

• Work is performed primarily within the Bank, with limited chance of personal injury
• Full-time schedule is generally Monday through Friday, 8:00 a.m. to 5:00 p.m. with a one-hour lunch
• Occasional overtime may be needed to meet loan closing, funding, or other business deadlines
• Frequent mental and visual concentration is required to manage multiple priorities and deadlines
• Periodic stressful situations may occur during high-volume periods or when responding to time-sensitive lending needs

Who We Are:

SFB is an independent community bank with eight branch locations and more than 140 employees. Since opening in 1934 in Durand, WI, we've built our reputation on trust, relationships, and community involvement. At SFB, you'll find a supportive, team-oriented workplace where your contributions matter and your professional growth is encouraged.

At Security Financial Bank, we value diversity and are proud to be an Equal Opportunity Employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected characteristic.

General Notice:

This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.

This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.