Collections Specialist (II-P)

Selene Finance; Dallas (TX); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

Paid Time Off

Medical, Dental & Vision

Employee Assistance Program

Flexible Spending Account

Health Savings Account

Paid Holidays

Life Insurance

401(k) Matching

Job summary

Selene Finance is seeking a detail-oriented collections specialist to manage a loan portfolio and communicate status, options, and timelines to borrowers. You will handle calls, document outcomes, and pursue payment resolutions with empathy and professionalism.

Ideal candidates have a high school diploma, 2–3 years in mortgage servicing or collections, and a comfort with a fast-paced, metrics-driven environment. Bilingual skills are a plus, and knowledge of Black Knight systems is preferred.

Qualifications

• Clear, professional communication with borrowers.
• Ability to explain account status and alternatives clearly.
• Comfort working in a fast-paced, metrics-driven call center.
• Attention to documenting interactions accurately.
• Knowledge of default processes is a plus (Bankruptcy, Foreclosure, REO).

Responsibilities

• Manage collection activities for an assigned loan portfolio.
• Handle inbound/outbound borrower calls to collect payments and resolve inquiries.
• Secure payments and Promise-to-Pay commitments.
• Educate borrowers on repayment options and required documentation.
• Establish payment arrangements and ACH enrollment.
• Maintain accurate account documentation and compliance.

Skills

Communication

Empathy

Detail-oriented

Bilingual (a plus)

Performance-driven

Education

High school diploma or equivalent

Tools

Black Knight knowledge

Job description

Selene Holdings is a multiple-lines business financial services firm with a mortgage servicing company, a loan diligence company, a title company, an insurance brokerage, and a real estate owned company. We have office locations in Dallas, TX, Jacksonville, FL, and Salt Lake City, UT. Founded in 2007 to address needs in the mortgage industry, Selene strives to provide amazing client and borrower experiences. A positive attitude coupled with proven creative thinking and actions are all attributes we seek in every one of our employees. If you want to make a difference, then Selene is the place for you!Key ResponsibilitiesManage collection activities for an assigned loan portfolio, including skip tracing, dialer maintenance, and manual outbound outreach.Handle inbound and outbound borrower calls to collect payments, resolve inquiries, and provide exceptional customer service.Secure payments and Promise-to-Pay commitments while reducing delinquency progression and account risk.Communicate delinquency status, potential consequences, and investor requirements to create urgency and drive resolution.Conduct borrower financial assessments to evaluate hardships, document findings, and determine appropriate solutions.Recommend and discuss repayment plans, forbearance options, loss mitigation programs, and other workout solutions based on eligibility guidelines.Educate borrowers on assistance programs, required documentation, application timelines, and next steps throughout the resolution process.Establish payment arrangements, promote recurring ACH enrollment, and follow up on commitments to maximize payment fulfillment.Maintain accurate account documentation and ensure compliance with company policies, investor requirements, and regulatory standards.Meet attendance, quality, productivity, and performance goals while remaining current on servicing, collection, and loss mitigation practices.Required QualificationsHigh school diploma or equivalent required; additional education preferred.Two to three years of experience in mortgage servicing, collections, call center operations, loss mitigation, or a related financial services environment preferred.Strong understanding of borrower delinquency, payment resolution, and customer service best practices.Ability to discuss sensitive financial situations with professionalism, empathy, and confidence.Strong verbal and written communication skills, including the ability to clearly explain account status, payment expectations, delinquency risks, assistance options, documentation requirements, turnaround times, and next steps.Ability to work in a fast-paced, metrics-driven call center environment.Strong attention to detail and ability to accurately document borrower interactions, account activity, payment commitments, and hardship circumstances.Knowledge of Black Knight products and default areas such as Bankruptcy, Foreclosure, and REO preferred.Bilingual language skills are a plus.Why Selene?BenefitsSelene Finance LP is committed to the total wellbeing of its employees and therefore offers one of the best benefits packages available in the industry today, which includes:Paid Time Off (PTO)Medical, Dental &VisionEmployee Assistance ProgramFlexible Spending AccountHealth Savings AccountPaid HolidaysCompany paid Life InsuranceMatching 401(k) PlanThe job requirements listed above are representative of the knowledge, skills, and/or abilities required. This job description is not an inclusive list of all duties and responsibilities of this position. Incumbents will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Selene reserves the right to amend and change responsibilities to meet business and organizational needs.Privacy Policy - Selene (seleneadvantage.com)