Collections Specialist I

TrueML; Everett (WA); On-site; USD 24,000 - 34,000; Full time

Benefits offered by this job

Flexible vacation

Insurance (medical/dental/vision)

Retirement plan (401(k))

Disability & life insurance

FSA & Limited FSA

Parental leave & PTO

Wellness platform access

PerkSpot discounts

Job summary

Sentry Credit, now part of the TrueML family, is expanding its Collections team in Everett, WA and planning to extend to Lenexa, KS. The Collections Specialist will guide customers toward feasible repayment plans with empathy and clear communication, resolving balances and documenting progress across multiple platforms.

You’ll work onsite, with a Monday–Friday schedule, competitive hourly pay, and uncapped commission in addition to base hourly wages.

Qualifications

• High school diploma or GED required.
• 1 year of experience in customer service, contact centers, collections, or a related client-facing role.

Responsibilities

• Drive consumer engagement: manage calls to help resolve balances.
• Negotiate & problem-solve: understand finances and negotiate repayment plans.
• Master multi-system navigation: switch between software platforms for updates.
• Maintain accurate records: document communications across channels.
• Champion our mission: uphold quality and empathetic debt recovery.
• Exceed expectations: meet KPIs for 6+ months to unlock growth.

Skills

Communicator & Negotiator

Adaptable Learner

Solution-Oriented

Resilient & Composed

Organized

Education

High school diploma or GED

Job description

Why Sentry Credit?

After 30 years in the debt resolutions space, Sentry Credit began our most exciting chapter yet by joining the TrueML family in 2025. Now, our story continues as we expand our team beyond Everett, WA and into Lenexa, KS;where we can partner more closely with TrueAccord as we revolutionize the debt resolution industry.

About This Role:

As a Collections Specialist, you will empower consumers to navigate the repayment process with dignity and clarity. Joining our team to drive impactful account resolution, your critical goal is to deliver empathetic, high-quality support while guiding customers toward realistic financial solutions.

This team is the entry point to Sentry & the TrueAccord brand, and has consistently proven to be a launchpad for your career. We’re proud to see our team members flourish, with former specialists advancing into diverse and rewarding careers, including:

• Leadership roles: where they are helping to shape the future of our success and the growth of our teams

• Technical positions: from AI Developers to IT professionals, former specialists have helped us continue to drive innovation across the company

• Critical back-office and administrative roles: whether improving processes, ensuring corporate compliance, or streamlining recruiting & HR systems; you don’t have to look too far to find the impact of the veterans of our Collections team.

By combining Sentry’s local legacy with TrueAccord’s innovative, empathy-driven approach, we’ve retired aggressive, old-school tactics in favor of a modern, helpful consumer experience. We are currently expanding our Collections team and looking for motivated individuals who value respect as much as results.

What You’ll Do:

• Drive Consumer Engagement: Manage a consistent flow of calls, guiding conversations to help individuals resolve outstanding account balances

• Negotiate & Problem-Solve : Partner with consumers to understand their financial circumstances, uncover their needs, and negotiate viable repayment plans.

• Master Multi-System Navigation : Toggle between various software platforms and screens to provide real-time updates and efficient service

• Maintain Accurate Records : Document all communications and account activities across multiple digital channels

• Champion Our Mission : Uphold high standards of quality and compliance, embodying our empathetic approach to debt recovery.

• Exceed Expectations & Unlock Growth : Specialists who consistently meet and surpass key performance indicators (KPIs) for 6+ months unlock promotion opportunities!

Who You Are:

• A Communicator & Negotiator: You have strong verbal and written communication skills and know how to de-escalate tough situations with empathy and active listening

• Adaptable Learner : You thrive in a fast-paced environment and comfortably navigate new account management systems, evolving policies, and client expectations.

• Solution-Oriented : You look past the surface of a “no” to find a “how.”

• Resilient & Composed : You remain calm under pressure, handle rejection with grace, and maintain a professional demeanor in challenging situations

• Meticulously Organized: You have an eye for detail and the ability to manage your time and tasks efficiently

Why You’ll Stay:

• Work-Life Balance : Enjoy a consistent Monday-Friday schedule with no weekends required

• Recognition & Rewards : Participate in fun monthly contests, performance-based incentives, and team-building events

• Comprehensive Benefits : Access a full package including Medical, Dental, and Vision insurance, along with a 401(k) plan

• Generous Time Off : Recharge with paid vacation and personal time off (PTO)

• Career Pathing : Build a long-term career with opportunities for growth within the collections and Fintech industry

Qualifications:

• High school diploma or GED required

• 1 year of experience in customer service, contact centers, collections, or a related client-facing role

$21 - $21 an hour

In addition to monthly contests & various incentives (individual and/or team) those on our 3rd Party Collector Team also earn COMMISSION (UNCAPPED) in addition to their hourly pay!
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Perks & Benefits

• Flexible vacation

• Medical/dental/vision insurance

• Traditional/Roth retirement savings options

• Company-paid disability and life insurance

• Flexible Spending Account & Limited FSA

• Family-friendly parental leave, volunteer and voting time off

• On-demand wellness platform access for you and 5 friends and family

• PerkSpot discount program for 900+ merchants nationwide

Onsite Work & Physical Requirements

This is an onsite position based in our local office and regular, in-person attendance is an essential function of the role. The position requires collaboration, participation in in-person meetings, access to office resources, and partnership with cross-functional teams.

This role is primarily performed in a professional office environment and involves computer-based work, including extended periods working at a computer, using standard office technology, and communicating through verbal, written, and digital channels. The role may require moving throughout the office and occasionally lifting or moving office materials up to <10 pounds. Reasonable accommodations may be made to enable qualified individuals to perform the essential functions of the role.

Such roles may require occasional flexibility outside of standard business hours to support business needs, cross-time-zone collaboration, or key meetings. Occasional local and/or international travel may also be required.

Personally Identifying Information

We collect personal information for employment purposes. We do not sell personal information. Most of the information we have is provided to us by you and/or collected as part of the employment process. For more details on how we use, share, and delete personal information see our Privacy Policy.

Dedication to Diversity & Inclusion

We are an equal opportunity employer. We promote, value, and thrive with a diverse and inclusive team. Different perspectives contribute to better solutions and this makes us stronger every day. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or other protected characteristics.