Collections Associate I

Sunbit, Inc.; Las Vegas (NV); On-site; USD 25,000 - 29,000; Full time

Benefits offered by this job

12 days PTO with increases

Holiday pay

Health Insurance options

401K with matching

Stock options

Casual dress

Job summary

Sunbit, Inc. in Las Vegas, NV is seeking a Collections Associate to contact customers with overdue accounts, negotiate payment plans, and manage delinquent accounts in a non-remote call center environment.

The role pays $19.00 per hour with potential increases after 12 months plus tenure bonuses. Ideal candidates bring call center experience, strong communication and negotiation skills, problem solving, and basic tech proficiency.

Qualifications

• Call center experience (B2B/B2C a plus)
• Strong communication and negotiation skills
• Patience and stress management
• Problem-solving and critical thinking
• Friendly and helpful phone demeanor
• Basic technical troubleshooting
• Strong typing and computer skills

Responsibilities

• Contact customers with overdue accounts and collect or negotiate payment plans
• Maintain records of contacts and payments
• Submit regular status reports on unpaid accounts and repayment progress
• Comply with federal and state collections regulations

Skills

Call center experience

Strong communication

Negotiation skills

Patience and stress management

Problem-solving

Typing and computer skills

Tools

Sunbit systems access

Job description

Pay: $19.00/hour + Pay increase after 12 months + Tenure bonuses (6-months & 12-months)

The Company:

Sunbit builds financial technology for real life. Our AI-native platform helps more people get to “yes” at the moments that matter with personalized offers, transparent terms, and no added consumer fees. In stores, practices and service centers across the country, Sunbit provides a fast, fair pay-over-time option. For everything else, the Sunbit Credit Card delivers a modern, no-fee credit experience managed in a powerful mobile app.

We are guided by people-centered values: Serve Others Before Self, Include Always, Connect Genuinely, Innovate for Good. These values shape how we build, how we support customers and merchants, and how we work with each other.

What makes Sunbit different is an AI-native infrastructure that runs through the full customer and merchant journey. Our interconnected AI systems power instant decisioning, streamline fraud checks with human-in-the-loop safeguards, and enable highly personalized offers at scale. The result is a quick, fair, and simple experience for consumers and merchants.

We pair this technology with inclusion and transparency. Sunbit delivers industry-leading approval rates — 90%+ in auto service and 85%+ in dental — while maintaining zero consumer fee-based revenue. It is a better way to serve people and merchants, proven at scale.

Today, Sunbit is available across a nationwide, in-person merchant network of 30,000+ locations spanning auto service centers, dental and optical practices, veterinary clinics, and other specialty services. We help teams say “yes” more often and help customers move forward with confidence.

The Role:

The team at Sunbit is looking for a self-motivated and ambitiousCollections Associate for our Las Vegas, Nevada office. Your primary responsibility will be to contact our valued customers with overdue accounts and work together to find a resolution. Additional key duties include monitoring accounts to identify outstanding debts and collecting the overdue amount or negotiating a payment plan to collect payments ininstallments. This will be an hourly position that requires schedule flexibility with possible nights and/or weekends.

Please Note: This position is in a Call Center, in office (non-remote) environment

Requirements

What You’ll own:

• Contact customers with overdue accounts and attempt to either collect the overdue amount or negotiate a payment plan to collect the payment in installments
• Maintain records of contacts and attempted contacts with delinquent account customers as well as records of any payments collected from the customer
• Submit regular reports on the status of unpaid accounts and any repayment progress
• Comply with all federal and state rules and regulations governing collections

What You'll Bring:

• Prior Call Center experience (both B2B and B2C experience is a plus)
• Strong communication and negotiation skills
• Patience and stress management
• Problem-solving and critical thinking skills
• Friendly and helpful phone demeanor
• Basic technical troubleshooting skills
• Strong typing and computer skills

This role requires the ability to access Sunbit systems from a mobile device using biometric authentication (e.g., FaceID or fingerprint).

Why Choose Sunbit?

Sunbit is recognized as one of the fastest-growing and most admired fintech companies, earning honors from Inc. 5000 (four consecutive years), Forbes Fintech 50, Deloitte Technology Fast 500, Financial Times, and FinTech Breakthrough for its innovation and impact. The company has also been featured among Newsweek’s Most Loved Workplaces and CB Insights’ Unicorn Companies, reflecting a valuation of $1.1B.

People choose Sunbit for its people-first culture rooted in service, inclusion, and real-world impact. Powered by AI that helps people in life’s critical moments—offering high approvals, speed, and zero fees—Sunbit has achieved proven scale across tens of thousands of merchants and millions of transactions. Its fast, fair, and simple financial products empower consumers and partners alike through clarity and trust.

• Mission driven + empowered + collaborative environment
• State of the art customer care contact center
• Competitive pay and stock options
• 12 days of PTO your first year with increases thereafter + Holiday Pay
• Health Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Maternity Leave
• Newly added HSA and Pet Insurance
• 401K Plan with Matching
• Casual Dress
• Other fun team events and Spirit Days

Cultural Competencies for Success at Sunbit:

• Serve others before self- Takes care of customers, and partners in a manner that demonstrates they are important
• Own the impact- Ability to troubleshoot a variety of matters and holding yourself accountable. Strong organizational and time management skills with the ability to prioritize effectively
• Connect genuinely- Build and maintain strong relationships with both customers and partners. Speak with customers and partners in a friendly, helpful and open demeanor
• Act fast- Thrives in a fast-paced environment while maintaining a high level of support
• Include always- Communicate well verbally and in writing, demonstrating empathy and understanding
• Innovate for good- Establishes scalable capabilities by applying best practices to your workday.

Sunbit is an Equal Opportunity Employer. We strive to provide a professional & welcoming workplace for all employees.