Collections Agent

Triad Financial Services, Inc.; Jacksonville (FL); On-site; USD 29,000 - 33,000; Full time

Job summary

Triad Financial Services, Inc. in Jacksonville, FL is seeking a Collections Agent to drive delinquency recovery through outbound calls, setting payment plans, and regulatory-compliant communications.

The role requires strong negotiation, problem-solving, and the ability to manage stressful situations while meeting monthly targets. This is a full-time, on-site position with adherence to federal collection laws.

Qualifications

• Outbound calling to early-stage delinquent borrowers.
• Strong communication with positive, professional tone.
• Negotiation to obtain favorable resolutions.
• Knowledge of FDCPA and fair debt collection practices.

Responsibilities

• Generate a high volume of outbound calls to delinquent borrowers.
• Resolve accounts and establish a payment plan with borrowers.
• Identify reasons for non-payment and document outcomes.
• Send Notices of Defaults and letters on pending payments.
• Follow FDCPA and relevant regulations in all interactions.
• Skip trace accounts when needed using available resources.

Skills

Outbound calls

Communication

Negotiation

Regulatory compliance

Debt collection

Education

High School diploma or equivalent

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Collections Agent

Full Time Clerical Jacksonville, FL, US

12 days ago Requisition ID: 1323

Salary Range: $21.00 To $24.00 Hourly

Position Overview

Triad Financial Services is a leading provider of financial services and solutions, serving clients nationwide. We are seeking a highly motivated and skilled Collections Agent to join our growing team.

Essential Functions:

• Generate high volume of outbound calls to early stage delinquent borrowers
• Resolve delinquent accounts by demanding and collecting the full amount due, establish a solid plan with the borrower to make the payment.
• Determine the reason for non-payment
• Document mortgage collection systems with all activities and communications
• Send Notice of Defaults (NODs) to customers when required
• Send letters to customers with pending post-dated payments
• Demonstrate accurate knowledge and strict application of federal regulations and collection laws (FDCPA)
• Skip trace accounts when identified or submitted by the Collections Supervisor or Collections Director. The Skip Trace task is preformed using various free websites such as; Reverse Search, White pages, Anywho.com etc.
• Process mortgage payments in accordance with established guidelines
• Follow all company and departmental policies and procedures
• Utilize proper protocol for borrowers, clients, state and federal regulations, as well as best practices
• Consistently meet or exceed monthly goals
• Be flexible with their time and schedule in order to meet the needs of the business
• Perform other duties that may be assigned by supervisor

Minimum Qualifications:

• High School diploma or equivalent
• Analytical and problem-solving skills
• Communication skills with demonstrated ability to interact in a positive and professional manner at all times with all levels of both internal and external audiences
• Ability to negotiate with others and demonstrate assertiveness and empathy when necessary to obtain favorable resolutions
• Knowledge of billing and collections procedures
• Must be goal oriented & results driven
• At least 1 year of telephone customer contact experience
• Ability to present a professional image to customers, coworkers and external contacts
• Excellent verbal and written skills to communicate and negotiate with parties
• Ability to prioritize multiple tasks and work well under deadlines
• Knowledge of federal regulations and the Fair Debt Collection Practices Act
• Patience and ability to manage stress
• MSP experience is a plus

Physical Demand:

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
• Must be able to talk, listen and speak clearly on telephone