Collection Support Specialist

DFCU Financial; Dearborn (MI); Hybrid; USD 36,000 - 54,000; Full time

Benefits offered by this job

Hybrid work schedule

401k match

Employee bonus program

Paid time off

Job summary

DFCU Financial is seeking a full-time Collection Support Specialist to join our Dearborn team. This role provides administrative and account-processing support to the Collections department, coordinating with branches, members, vendors, and legal partners to ensure timely, accurate processing.

Responsibilities include handling sensitive matters, processing bankruptcies and charge-offs, and maintaining core system data.

Qualifications

• High school diploma or equivalent.
• Proficient in Microsoft 365 and able to manage multiple tasks.
• Strong organizational skills with the ability to manage daily workload.
• Attention to detail and sound judgment with sensitive information.
• Analytical and problem-solving skills.
• Ability to initiate and embrace change.
• Excellent interpersonal and written/verbal communication; team oriented.

Responsibilities

• Handle sensitive member, legal, bankruptcy, deceased account, and credit-reporting matters with discretion and confidentiality.
• Process and monitor deceased member loan accounts and communicate with families and attorneys.
• Process bankruptcy notices, refer files to legal partners, and monitor cases to completion.
• Process charge-offs and judgments with proper documentation.
• Maintain system data for loans, deposits, and member records in core systems.
• Access multiple applications including DFCU Online, debit/credit cards, and ChexSystems.
• Submit refinance loan applications and prepare required documentation.
• Process delinquent and non-delinquent extension requests and communicate decisions.
• Maintain knowledge of Fair Credit Reporting Act requirements to support credit disputes and bureau reporting standards.
• Prepare departmental correspondence, legal documents, internal forms and reports.
• Open and operate Teller platform and process delinquent non-cash payments.
• Process deceased, credit life, and disability CUNA claim payments as required.
• Reconcile general ledger and corporate accounts per procedures.
• Sort mail, order supplies, and perform other department duties.

Skills

Organizational skills

Attention to detail

Analytical skills

Problem-solving

Team player

Microsoft 365

Discretion with sensitive information

Education

High school diploma

Tools

ChexSystems

DFCU Online

Job description

Join the DFCU Financial team today, and discover the benefits, rewards and development opportunities from one of the largest and best managed credit unions in the country.

The Opportunity:

We are seeking a full time Collection Support Specialist to join our team. This role is responsible for providing administrative, operational, and account-processing support to the Collections department. This position supports departmental workflow by completing assigned tasks accurately and timely while coordinating with branches, members, vendors, legal partners, and internal business units.

What You'll Do:

• Handle sensitive member, legal, bankruptcy, deceased account, and credit-reporting matters with discretion, accuracy, confidentiality, and professionalism.
• Process and monitor deceased member loan accounts, including communications with decedents' family members, trustees, attorneys, and other appropriate parties.
• Process bankruptcy account and notices, refer files to legal partners, and monitor bankruptcy cases through completion.
• Process charge-offs and judgments with accuracy and appropriate documentation.
• Complete system maintenance for loans, deposit accounts, and member-level records in applicable core systems.
• Access multiple applications for all non-branch channels, including DFCU online, debit/credit cards, and ChexSystems.
• Submit refinance loan applications, prepare required loan documentation.
• Process delinquent and non-delinquent extension requests, communicate decisions to members, and provide required documentation.
• Maintain working knowledge of Fair Credit Reporting Act requirements to support credit disputes, corrections, Core System credit bureau reporting standards, and member communications.
• Prepare departmental correspondence, legal documentation, internal forms, and reports, including monthly reports.
• Research, process, and complete member work requests in accordance with department procedures and service expectations.
• Open and operate the Teller platform and process delinquent non-cash payments.
• File deceased, credit life, and disability CUNA claim payments as required.
• Reconcile general ledger and corporate accounts in accordance with department procedures.
• Sort and distribute daily mail, order department supplies, and perform other related department duties as assigned.

What You'll Need:

• High school diploma or equivalent.
• Minimum six months of financial institution experience required.
• Strong organizational skills with the ability to manage daily workload and competing priorities.
• High attention to detail, sound judgment, and discretion when handling sensitive information.
• Proficient in Microsoft 365.
• Demonstrated analytical and problem-solving skills.
• Able toinitiateand embrace change.
• Excellent interpersonal skills, including written and verbal communication, and ability to work in a team environment.

What We Offer:

• Potential for a hybrid work schedule
• 401k plan match, dollar for dollar up to 4%
• 401k additional employer contribution after one year at 5%
• Employee bonus program
• Medical, dental and vision insurance effective date of hire
• Health savings account (HSA)
• Flexible spending accounts for medical and dependent care expenses
• Adoption assistance for qualified expenses maximum $10,000 per child
• Wellness initiatives and reimbursements
• Pre-paid legal services plan
• Identity protection plan
• Accident supplemental plan
• Short & long term disability plans paid for by company
• Company provided basic life insurance of $50,000 plus supplemental for employee, spouse and child
• Pet Insurance
• Free financial planning assistance
• Numerous fun employee events throughout the year
• Volunteer and community engagement opportunities
• Employee loan discounts (closed-end loans)
• Service / anniversary awards
• Employee discounts for company logo wear
• Employee referral payouts for recruiting your friends and family
• Paid lunch time
• Tuition reimbursement / Education assistance
• Ongoing training opportunities
• Leadership development program
• Paid time off
• Paid holidays (13 per year)
• Flexible scheduling for students

Equal Opportunity Employer / Disabled / Veterans