CMBS Surveillance: Structured Finance Associate Director

Fitch Ratings; Chicago (IL); Hybrid; USD 150,000 - 210,000; Full time

Benefits offered by this job

Hybrid work environment

Training and mentorship programs

Retirement planning

Comprehensive healthcare

Job summary

Fitch Ratings in Chicago is seeking a Structured Finance – Credit Analyst at Associate Director level for CMBS Surveillance. You will analyze credit strengths and risks in U.S. and Canadian CRE properties, prepare opinions, and publish research on transactions and industry trends.

The role involves presenting to committees, mentoring junior analysts, and delivering detailed rating comments, with a hybrid work arrangement and opportunities for career growth.

Qualifications

• Bachelor's degree in finance, real estate, or related field.
• 5–7 years in commercial real estate underwriting, valuation, or loan workouts.
• Advanced Excel and Word; financial modeling a plus.
• Strong analytical, quantitative, and organizational skills.
• Experience across various commercial property types.
• Excellent written and oral communication for committee presentations.

Responsibilities

• Identify and assess credit strengths and risks of U.S. and Canadian commercial real estate properties including market analysis, property-level fundamentals, and industry-specific trends that may impact loan performance.
• Use quantitative skills to analyze property, loan-level and portfolio-level characteristics and industry trends with an assigned portfolio, including detailed property cash flow analysis and valuations.
• Prepare detailed committee materials and communicate rating conclusions to credit committee.
• Publish detailed rating commentaries and research reports.
• Mentor or manage junior analysts.

Skills

Analytical skills

Quantitative skills

Communication

Organizational skills

Education

Bachelor's degree in finance, real estate, or related field

Tools

Excel

Word

Financial modeling

Job description

Fitch Ratings in Chicago is seeking a Structured Finance – Credit Analyst at Associate Director level for CMBS Surveillance. You will analyze credit strengths and risks in U.S. and Canadian CRE properties, prepare opinions, and publish research on transactions and industry trends.

The role involves presenting to committees, mentoring junior analysts, and delivering detailed rating comments, with a hybrid work arrangement and opportunities for career growth.