Client Service Representative

Maquoketa State Bank; Maquoketa (IA); On-site; USD 32,000 - 42,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Retirement Plan (401k) – 3% SafeHarbor

Paid Holidays

PTO

Group Life Insurance

Short Term Disability

Long Term Disability

Maternity/Paternity Leave

Community Involvement

Pay-It-Ohnward – Company Giving

Grilling for Charity – Community Donat

TGIM – Company Event

Job summary

Maquoketa State Bank is seeking a customer-oriented professional to provide information and assist clients with banking services. The role involves handling deposits, account maintenance, and routine reconciliations while building trusted relationships with customers.

You will resolve issues promptly and contribute to revenue growth through referrals and cross-selling. The position requires 1–2 years of experience in customer service or banking, a high school diploma or GED, and strong

Qualifications

• High School diploma or GED is required.
• 1–2 years of experience in customer service or banking preferred.
• Strong communication, problem-solving and accuracy skills are essential.

Responsibilities

• Provide product and/or services information and resolve account-related issues with accuracy and efficiency.
• Open and close client deposit and debit card accounts; maintain account information and forms.
• Handle a high volume of calls and walk-ins; generate sales leads and refer to other bank services.
• Respond to inquiries about checking/savings, ATM usage, and transfers; perform routine reconciliations.
• Reconcile bank statements and assist with general accounting tasks and reporting.
• Maintain confidentiality and build trust with client accounts.

Skills

Customer service

Attention to detail

Communication

Time management

People skills

General math skills

PC knowledge

Education

High School diploma or GED

Tools

PC knowledge

Job description

To apply for this position, go to our website Ohnward Bancshares, Inc.www.ohnward.comAbout UsCareersApply NowPOSITION SUMMARYThis position is responsible for providing product and/or services information; resolving any emerging problems that our client accounts might face with accuracy and efficiency. This position obtains and relays client feedback. This position plays a fundamental role in achieving our client satisfaction and revenue growth objectives.KEY ORGANIZATIONAL RELATIONSHIPSReports to supervisor or Officer.Works closely with clients and other departments.DUTIES AND RESPONSIBILITIESEssential Duties and ResponsibilitiesTo perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Opening and closing of client deposit, safe box, debit card accounts.Maintenance of account information and forms and any necessary reporting.Manage a large volume of calls, answer inquiries, walk-ins.Generates sales leads.Make referrals to other bank services.Cross-sells bank products by answering inquires; informing clients of new services and product promotions; ascertaining clients’ needs; directing clients to a branch representative.Build sustainable relationships and trust with client accounts through open and interactive communication.Assist clients with routine-related requests such as: fund transfers, automatic funds transfers (AFTs), stop payments, inquiries about bank deposit products and service charges. Inquiries about ATM and debit card usage and limits. Inquiries about checking and savings accounts transactions, and available funds, check verification requests by third parties.Reconciles bank statements by comparing statements with general ledger. Performs all necessary account, bank and other reconciliations.Research, track and resolve accounting problems.Issue checks for accounts payable and prepare payments for signature.Record business transactions and key daily worksheets to the general ledger system.Prepare a range of general clerical, accounting and bookkeeping support functions.Record charges and refunds.Maintain client confidence and protects bank operations by keeping information confidential.Go the “extra mile” to build trust relationships, client loyalty and satisfaction.Manage risk in every transaction and detect fraudulent transactions to prevent losses.Resolve clients’ issues and provide relevant information.Performs other duties as assigned.SKILLS AND ABILITIESTo perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.Provides exceptional customer service by responding to requests for service and assistance and identifying and resolving problems in a timely manner. Good people skills.Demonstrates accuracy and thoroughness. Attention to details.General math skills, basic PC knowledge and familiarity with electronic equipment, provide solutions based on client needs, financial skills and documentation skills.Effective communication skills (speaking and listening), time management skills, and client satisfaction-oriented.EDUCATION AND EXPERIENCEHigh School diploma or GED equivalent required. 1-2 years’ experience preferred.BENEFITS:Stakeholder BonusHealth InsuranceDental InsuranceRetirement Plan (401k) – 3% Safe Harbor Contribution + Discretionary Contribution10 Observed HolidaysPTOGroup Term Life providedShort Term Disability - 100% provided by companyLong Term DisabilityMaternity/Paternity Leave – 100% of payCommunity InvolvementPay-It-Ohnward – Company Giving ProgramGrilling for Charity – Community DonationsThank God Its Monday (TGIM) Company EventTo apply for this position, go to our website Ohnward Bancshares, Inc.www.ohnward.comAbout UsCareersApply NowEqual Opportunity Employer