Client Service Officer

Texas-Capital-Bank; Richardson (TX); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Fertility and family building aids

Life and disability insurance

401K match

Paid time off

Paid holidays

Job summary

Texas Capital Bank seeks an Operations Associate – Client Service Officer in Richardson, TX to serve as the primary operational contact for commercial banking clients. You will coordinate onboarding, account maintenance, and timely execution of client instructions, working with Relationship Managers and Treasury Officers to meet client needs.

The role emphasizes client experience, operational excellence, and risk discipline, requiring 5–7 years in commercial banking operations and a solid

Qualifications

• Bachelor’s degree or equivalent experience.
• 5-7 years of experience in commercial banking operations, client service, or commercial banking support.
• Experience in a regulated environment with defined controls.

Responsibilities

• Act as day-to-day service contact for assigned commercial clients.
• Partner with Relationship Managers to support client needs.
• Proactively manage client inquiries related to accounts, services, documentation, and transactions.
• Coordinate onboarding and maintenance for deposit, treasury, and lending products.
• Review client documentation for completeness and accuracy prior to submission.

Education

Bachelor’s degree or equivalent experience

Tools

MS Office

Banking platforms

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.Key ResponsibilitiesOperations Associate – Client Service Officer serves as a primary operational point of contact for commercial banking clients, supporting relationship teams by managing service requests, coordinating onboarding and account maintenance activities, and ensuring timely, accurate execution of client instructions. The role balances client experience, operational excellence, and risk & control discipline.Core Responsibilities Client Support & Relationship ManagementAct as day-to-day service contact for assigned commercial clients.Partner with Relationship Managers (RMs) and Treasury Officers to support client needs.Proactively manage client inquiries related to accounts, services, documentation, and transactions.Ensures high-quality client experience with timely follow-up and clear communicationAccount & Product ServicingSupport onboarding and maintenance for deposit, treasury, and lending products (including but not limited to lockbox, cash vault, wires, ACH, information reporting).Coordinate account openings, modification, closures, and signatory changes.Review client documentation for completeness and accuracy prior to submission.Liaise with internal operations teams to ensure seamless execution.Operational ExecutionProcess service requests in accordance with SLAs and internal procedures.Track and manage service tickets, requests, and follow-ups to completion.Identify and escalate issues or delays impacting client experience.Support transaction inquiries (ie wires, ACH, account research)Risk, Compliance & ControlsEnsure adherence to bank policies, procedures, and regulatory requirements.Support KYC, AML, and client due diligence processes.Validate documentation and approvals meet control standards.Escalate potential risks, control gaps, or client issues as appropriate.Process Improvement & CollaborationIdentify process inefficiencies and recommend improvement.Participate in process changes, system enhancements, and training initiatives.Support audits, exams, and internal reviews as needed.QualificationsBachelor’s degree or equivalent experience5-7 years of experience in commercial banking operations, client service, or commercial banking support.Strong understanding of commercial banking products and services.Experience working in a regulated environment with defined controls.Preferred QualificationsExperience supporting Commercial or Corporate Banking Clients.Familiarity with KYC/AML and onboarding requirements.Experience working with workflow or case management systems.Exposure to treasury management or lending operations.Skills & CompetenciesStrong client service and communication skillsHigh attention to detail and accuracy.Ability to manage multiple priorities and deadlinesStrong problem-solving and escalation judgementCollaborative mindset with strong partnership skillsProficient in MS Office and banking platforms.Success MeasuresService request turnaround time (SLA adherence)Client satisfaction and responsivenessAccuracy and quality of documentationReduction in rework or escalationsCompliance with control and risk requirements.Help us build a better Texas Capital. It all begins with outstanding talent. It all begins with you.The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.