Claims Specialist III

Aig Inc; Atlanta (GA); Hybrid; USD 85,000 - 110,000; Full time

Benefits offered by this job

Total Rewards Program

In-office collaboration

Job summary

American International Group (AIG) seeks an experienced Casualty Claims Adjuster to investigate, evaluate, negotiate, and resolve Commercial Auto Liability and Commercial General Liability claims. The role requires strong liability analysis, coverage interpretation, and litigation management, handling a moderate to complex caseload from notice to resolution.

You will conduct thorough investigations, gather evidence from statements to medical records, analyze coverage issues, negotiate

Qualifications

• Bachelor's degree preferred or equivalent combination of education and experience.
• Minimum 6 years of Commercial Auto Liability and/or Commercial General Liability claims handling experience.
• Demonstrated experience handling bodily injury claims involving moderate to significant exposure.
• Experience interpreting policy coverage and drafting coverage position letters, reservation of rights letters, and denial letters.
• Experience managing both litigated and non-litigated claims.
• Excellent analytical, investigative, and critical-thinking skills.
• Strong verbal and written communication skills.
• Active Property & Casualty Adjuster License preferred; must obtain required state licensing within six months of hire.
• Preferred Qualifications: Litigation management experience, multi-state claims handling, experience with serious bodily injury, professional designations (AIC, CPCU, ARM, or SCLA).
• Prior experience with commercial insurance carriers handling middle-market or large commercial accounts.

Responsibilities

• Claim Investigation, Evaluation and Negotiation. Conduct prompt, thorough investigations to determine coverage, liability, damages, and compensability.
• Gather and evaluate evidence, including statements, police reports, medical records, expert reports, and other relevant documentation.
• Analyze coverage issues and prepare reservation of rights, denial, and other coverage correspondence as appropriate.
• Evaluate bodily injury, property damage, and exposure-related claims to determine appropriate resolution strategies.
• Independently negotiate settlements within established authority levels.
• Develop and execute proactive claim resolution strategies that achieve timely and cost-effective outcomes.
• Identify and mitigate claim exposure through effective investigation, evaluation, and negotiation.
• Litigation Management: Manage litigated files and coordinate with defense counsel to develop case strategies.
• Review pleadings, discovery responses, deposition summaries, and legal evaluations.
• Monitor litigation budgets and legal expenses to ensure efficient claim handling.
• Participate in mediations, settlement conferences, and other dispute resolution proceedings as necessary.
• Financial and Regulatory Stewardship: Establish and maintain accurate indemnity and expense reserves with documented rationale.
• Continuously evaluate reserve adequacy throughout the life cycle of the claim.
• Ensure compliance with company guidelines, statutory requirements, and regulatory standards across all applicable jurisdictions.
• Maintain diary and workload management systems to effectively prioritize and resolve assigned inventory.
• Customer and Stakeholder Management: Deliver exceptional customer service through professional, timely, and empathetic communication.

Skills

Analytical thinking

Communication skills

Liability claims handling

Policy coverage interpretation

Litigation management

Licensing (P&C)

Multi-state claims handling

Professional designations (AIC/CPCU/AR

Education

Bachelor's degree preferred

Job description

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Claims Specialist to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Make your mark in Claims Our Claims teams are the proven problem solvers of choice for clients, delivering consistent technical excellence and showcasing our service differentiation to create an unparalleled global claims handling experience. Through a robust stakeholder feedback loop and supported by consistent processes and leadership, we take pride in delivering responsive, fair, and professional service with empathy and efficiency.

How you will create an impact

Picture yourself building a successful career at AIG working alongside other talented, highly motivated individuals committed to reaching our goal of becoming the world’s leading insurance provider. We believe that our success depends on building a world class team. If you would like to be a part of our team, we invite you to consider putting your talents to work with the AIG Claims department.

We are seeking an experienced Casualty Claims Adjuster to investigate, evaluate, negotiate, and resolve Commercial Auto Liability and Commercial General Liability claims. The ideal candidate will have a strong foundation in liability analysis, injury evaluation, coverage interpretation, and litigation management, with the ability to independently handle a moderate to complex caseload from initial notice through resolution.

You’ll be responsible for: Claim Investigation, Evaluation and Negotiation Conduct prompt, thorough investigations to determine coverage, liability, damages, and compensability. Gather and evaluate evidence, including statements, police reports, medical records, expert reports, and other relevant documentation. Analyze coverage issues and prepare reservation of rights, denial, and other coverage correspondence as appropriate. Evaluate bodily injury, property damage, and exposure-related claims to determine appropriate resolution strategies. Independently negotiate settlements within established authority levels. Develop and execute proactive claim resolution strategies that achieve timely and cost-effective outcomes. Identify and mitigate claim exposure through effective investigation, evaluation, and negotiation. Ensure accurate claim documentation supporting all decisions and actions taken throughout the life of the claim. Litigation Management Manage litigated files and coordinate with defense counsel to develop case strategies. Review pleadings, discovery responses, deposition summaries, and legal evaluations. Monitor litigation budgets and legal expenses to ensure efficient claim handling. Participate in mediations, settlement conferences, and other dispute resolution proceedings as necessary. Financial and Regulatory Stewardship Establish and maintain accurate indemnity and expense reserves with documented rationale. Continuously evaluate reserve adequacy throughout the life cycle of the claim. Ensure compliance with company guidelines, statutory requirements, and regulatory standards across all applicable jurisdictions. Maintain diary and workload management systems to effectively prioritize and resolve assigned inventory. Customer and Stakeholder Management Deliver exceptional customer service through professional, timely, and empathetic communication. Build strong working relationships with insureds, brokers, claimants, attorneys, and internal stakeholders. Communicate claim status, strategy, and exposure effectively to management and business partners.

What you’ll need to succeed:

Bachelor's degree preferred or equivalent combination of education and experience. Minimum 6 years of Commercial Auto Liability and/or Commercial General Liability claims handling experience. Demonstrated experience handling bodily injury claims involving moderate to significant exposure. Experience interpreting policy coverage and drafting coverage position letters, reservation of rights letters, and denial letters. Experience managing both litigated and non-litigated claims. Excellent analytical, investigative, and critical-thinking skills. Strong verbal and written communication skills. Active Property & Casualty Adjuster License preferred; must obtain required state licensing within six months of hire. Preferred Qualifications Litigation management experience. Multi-state claims handling experience. Experience handling serious bodily injury claims. Professional designations such as AIC, CPCU, ARM, or SCLA. Prior experience with commercial insurance carriers handling middle-market or large commercial accounts. #LI-AIG

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail].

Functional Area: CL - Claims AIG Claims, Inc.

Nous sommes une Compagnie d'assurance internationale de premier plan, présente dans plus de 80 pays et juridictions. Nous proposons une large gamme d’assurances IARD et Responsabilité civile, d’Assurance vie, de solutions de retraite et d’autres services financiers pour accompagner nos clients dans leur quotidien professionnel et personnel par le biais de nos divisions d’assurance générale, vie et retraite et placements. Ce qui nous caractérise à travers toutes ces offres, c'est notre engagement à aider les individus, les entreprises et les communautés à se préparer et à réagir aux périodes d'incertitude. Qu'il s'agisse d’aider les personnes confrontées à des catastrophes naturelles ou les millions d'Américains qui aspirent à une retraite stable, nous avons l'expertise nécessaire pour aider nos clients à mieux gérer les risques. Nous nous engageons également à faire ce qu'il faut pour nos Employés et les communautés dans lesquelles nous travaillons et vivons. C’est pourquoi nous cherchons à offrir ce qui compte à nos équipes toujours plus diversifiées - comme des environnements de travail flexibles et créatifs, des opportunités de croissance professionnelle et des forums pour se soutenir les uns les autres et inciter au changement. Nous encourageons les Employés à soutenir les causes qui les intéressent le plus, par le biais de nos programmes de congés des bénévoles et de subventions spécifiques (« Matching Grants Program »). Rejoignez notre réseau de Talents (Talent Network ). Des informations supplémentaires sur AIG sont disponibles sur www.aig.com | YouTube | Twitter | LinkedIn. Ces références avec des informations supplémentaires sur AIG ont été fournies pour des raisons de commodité, et les informations contenues sur les sites Web ne sont pas référencées dans ce communiqué de presse.