Claims Examiner II - MSI

Baldwin Group Colleague, Inc.; United States; Remote; USD 65,000 - 85,000; Full time

Job summary

MSI seeks an experienced Claims Examiner II to manage complex property claims with technical underwriting knowledge and a service-focused approach. You will analyze policies, determine coverage, and work with carriers, counsel and SIU to resolve claims efficiently.

With a Property & Casualty license and 5–9 years in claims, you will set reserves, negotiate settlements, oversee vendors, pursue subrogation, and identify fraud indicators, while delivering Best-In-Class service.

Qualifications

• High School or GED required.
• 5–9 years of claims experience.
• Property & Casualty Insurance License required.

Responsibilities

• Analyzes insurance policies and documents to determine coverage.
• Investigates and analyzes claim information to determine liability.
• Handles high-complexity first-party property claims.
• Assists in suits, mediations and arbitrations with Counsel.
• Sets timely reserves per reserving philosophy and monitors expenses.

Education

High School/GED

5-9 years' experience in claims

Property & Casualty Insurance License

Job description

Why MSI? We thrive on solving challenges. As a leading MGA, MSI combines deep underwriting expertise with insurer risk capacity to create specialized insurance solutions that empower distribution partners to meet customers’ unique needs. We have a passion for crafting solutions for the important risks facing individuals and businesses. We offer an expanding suite of products – from fully-digital embedded renters coverage to high-value homeowners insurance to sophisticated commercial coverages, such as cyber liability and habitational property – delivered through agents, brokers, wholesalers and other brand partners. Our partners and customers count on us to deliver exceptional service through a dedicated team that makes rapid resolutions a priority. We simplify the insurance experience through our advanced technology platform that supports every phase of the policy lifecycle. Bring on your challenges and let us show you how we build insurance better.

The Claims Examiner II is considered an expert in managing insurance claims for our policyholders, handling claims with a higher level of complexity. The Claims Examiner II must have technical knowledge in insurance claims handling and the skills needed to provide superior service for our customers. The ability to develop relationships and effectively communicate with a diverse range of clients, carriers and colleagues is a key success factor in this role. Strategic vision coupled with tactical execution to achieve results in accordance with goals and objectives is also critical to the overall success of this position.

PRIMARY RESPONSIBILITIES:

• Analyzes insurance policies and other documents to determine insurance coverage.
• Investigates and analyzes claim information to determine extent of liability.
• Handles claims 1st Party Property Claims of a high level of complexity.
• Assist in suits, mediations and arbitrations. Works with Counsel in the defense of litigation.
• Sets timely, adequate reserves in compliance with the company's reserving philosophy.
• Engages experts to assist in the evaluation of the claim.
• Monitors vendor performance and controls expense costs.
• Evaluates, negotiates and determines settlement values.
• Communicates with all interested parties throughout the life of the claim. Proactively discusses coverage decisions, the need for additional information, and settlement amounts with interested parties.
• Handles all claims in accordance with Best Practices.
• Responsible for monitoring and completing assigned claims inventory.
• Acquire and maintain a state adjuster's license and meet state continuing education requirements.
• Provides Best-In-Class customer service for insureds and agents.
• Updates and maintains the claim file.
• Identifies opportunities for subrogation and ensures recovery interests are protected.
• Identifies fraud indicators and refers files to SIU for further investigation.
• Participates in claims audits, internal and external.
• Provides oversight of TPAs

EDUCATION & EXPERIENCE:

• High School/GED
• 5-9 years' experience in claims
• Must have Property & Casualty Insurance License

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