Claims Examiner II - MSI

MSI; United States; On-site; USD 60,000 - 85,000; Full time

Job summary

The Baldwin Group is seeking a Claims Examiner II in the United States to analyze policies, investigate claims, and manage high-complexity property claims. The role emphasizes strong claims knowledge, relationship building with diverse clients, carriers, and colleagues, and adherence to Best Practices.

Ideal candidates hold a valid Property & Casualty license and have 5–9 years of claims experience. This position is focused on delivering superior service to insureds and agents, with a strategic

Qualifications

• 5-9 years' experience in claims.
• Must have Property & Casualty Insurance License.

Responsibilities

• Analyzes insurance policies and other documents to determine coverage.
• Investigates and analyzes claim information to determine liability.
• Handles high-complexity 1st Party Property Claims.
• Sets reserves per reserving philosophy and communicates with parties throughout the claim life cycle.
• Provides Best-In-Class customer service for insureds and agents.

Education

High School/GED

Job description

Why MSI? We thrive on solving challenges.
As a leading MGA, MSI combines deep underwriting expertise with insurer risk capacity to create specialized insurance solutions that empower distribution partners to meet customers’ unique needs.
We have a passion for crafting solutions for the important risks facing individuals and businesses. We offer an expanding suite of products – from fully-digital embedded renters coverage to high-value homeowners insurance to sophisticated commercial coverages, such as cyber liability and habitational property – delivered through agents, brokers, wholesalers and other brand partners.
Our partners and customers count on us to deliver exceptional service through a dedicated team that makes rapid resolutions a priority. We simplify the insurance experience through our advanced technology platform that supports every phase of the policy lifecycle. Bring on your challenges and let us show you how we build insurance better.
The Claims Examiner II is considered an expert in managing insurance claims for our policyholders, handling claims with a higher level of complexity. The Claims Examiner II must have technical knowledge in insurance claims handling and the skills needed to provide superior service for our customers. The ability to develop relationships and effectively communicate with a diverse range of clients, carriers and colleagues is a key success factor in this role. Strategic vision coupled with tactical execution to achieve results in accordance with goals and objectives is also critical to the overall success of this position.

Primary Responsibilities

• Analyzes insurance policies and other documents to determine insurance coverage.
• Investigates and analyzes claim information to determine extent of liability.
• Handles claims 1st Party Property Claims of a high level of complexity.
• Assist in suits, mediations and arbitrations. Works with Counsel in the defense of litigation.
• Sets timely, adequate reserves in compliance with the company’s reserving philosophy.
• Engages experts to assist in the evaluation of the claim.
• Monitors vendor performance and controls expense costs.
• Evaluates, negotiates and determines settlement values.
• Communicates with all interested parties throughout the life of the claim. Proactively discusses coverage decisions, the need for additional information, and settlement amounts with interested parties.
• Handles all claims in accordance with Best Practices.
• Responsible for monitoring and completing assigned claims inventory.
• Acquire and maintain a state adjuster’s license and meet state continuing education requirements.
• Provides Best-In-Class customer service for insureds and agents.
• Updates and maintains the claim file.
• Identifies opportunities for subrogation and ensures recovery interests are protected.
• Identifies fraud indicators and refers files to SIU for further investigation.
• Participates in claims audits, internal and external.
• Provides oversight of TPAs

Education & Experience

High School/GED
5-9 years' experience in claims
Must have Property & Casualty Insurance License
The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.