Claims Adjuster

National American Insurance Company; Oklahoma; On-site; USD 65,000 - 95,000; Full time

Job summary

National American Insurance Company (NAICO) seeks a dedicated Property & Casualty Claims Adjuster to investigate coverage issues, evaluate liability, establish reserves, and negotiate settlements in accordance with state laws and company authority levels.

You will work with agents, insureds, and stakeholders to ensure claims are handled accurately and efficiently, with potential involvement in training and supporting staff adjusters, including reviewing, assigning, supervising, and resolving

Qualifications

• 5+ years of experience in claims adjusting.
• Experience handling auto liability and bodily injury claims.

Responsibilities

• Obtain investigative material to determine coverage, liability, or damage issues for each case.
• Obtain statements from insureds, claimants, witnesses, and other interested parties.
• Obtain competitive loss estimates prior to payment or assign losses to independent vendors for repair pricing.
• Assign and supervise independent adjusters to ensure prompt and economical settlements.
• Prepare reports to files and management as required.
• Complete on-scene investigations as needed and requested by management.
• Make prompt decisions based on investigative material to reach proper settlements within authority.
• Make settlement recommendations on claims exceeding settlement authority.

Skills

Claims adjusting

Investigations

Liability evaluation

Negotiation

Tools

Guidewire

CorVel

Verisk

Microsoft Suite

Job description

National American Insurance Company (NAICO) is an Oklahoma-based regional insurance carrier since 1987. Licensed nationwide, we partner with agents, offering diverse commercial property and casualty coverage. NAICO boasts an "A" Excellent financial strength rating from A.M. Best.

Role Description:

NAICO is seeking a dedicated and detail-oriented Property & Casualty Claims Adjuster to join our team. This role is responsible for investigating coverage issues, evaluating liability, establishing reserves, and negotiating and settling claims in accordance with applicable state laws and company authority levels. The Claims Adjuster will work closely with agents, insureds, and other stakeholders to ensure claims are handled accurately, efficiently, and professionally. This position may also assist with training and supporting staff adjusters, including reviewing, assigning, supervising, and resolving claims.

Key Responsibilities:

As a Claims Adjuster, you will:

• Obtain all investigative material necessary to determine coverage, liability, or damage issues for each case.
• Obtains statements from insureds, claimants, witnesses, and other interested parties;
• Obtains competitive estimates of losses prior to payment, and/or assigns losses to appropriate independent vendor to arrive at agreed repair price;
• Assigns and supervises independent adjusters as required to insure a prompt, professional and economical claim settlement;
• Prepares appropriate reports to files and management, as required;
• Completes or assigns on-scene investigations as needed and requested by management;
• Makes prompt decisions based on investigative material to arrive at proper claim settlements within designated authority: and
• Makes settlement recommendations on claims in excess of settlement authority.

Qualifications:

• Experience: 5+ years of experience in claims adjusting is required. Experience handling auto liability and bodily injury claims preferred.
• Software Proficiency: Familiarity with Guidewire, CorVel, Verisk, and Microsoft Suite is a plus.