Chief Review Appraiser

Socket.dev; Charlotte (NC); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Truist Financial Corporation is seeking a seasoned leader to serve as Product Owner for residential appraisal review functions across Retail, Direct, Consumer and Servicing. You will drive regulatory compliance, audit readiness, and maintain defensible documentation while leading a specialized team to ensure reviews and system configurations meet risk appetite and investor expectations.

You will govern relationships with Appraisal Management Companies and third-party providers, establish key

Qualifications

• Certified General Appraiser license active and in good standing.
• 10+ years of residential appraisal or appraisal review experience.
• 5+ years of leadership experience in a large financial institution or AMC.
• Deep expertise in USPAP, Interagency Guidelines, GSE collateral requirements, regulatory exams and audit engagement.

Responsibilities

• Act as product owner for all residential appraisal review functions across Retail, Direct, Consumer and Servicing.
• Lead collateral regulatory compliance and audit readiness; manage collateral issues; be the primary SME for regulators, internal audit, and compliance.
• Lead a team of Residential Collateral Leaders and a procedure specialist to ensure second-tier reviews and system rules align with risk appetite and investor requirements.
• Provide governance over Appraisal Management Companies and third-party providers; define and review performance metrics.
• Drive operational excellence with scalable appraisal review processes and partner with production and fulfillment teams to deliver client value.

Skills

Leadership

Regulatory knowledge

Stakeholder management

Education

Certified General Appraiser license (active)

Advanced designation (SRA/MAI)

Job description

Need Help?

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

For this opportunity, Truist will not sponsor an applicant for work visa status or employment authorization, nor will we offer any immigration-related support for this position (including, but not limited to H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, O-1, or future sponsorship for U.S. lawful permanent residence status).

Position location is open to office locations within Truist's footprint.

If located in a Truist hub city location, the work style will be: In Office (5 days/week).

ESSENTIAL DUTIES AND RESPONSIBILITIES

• 1. Product owner for all residential appraisal review functions across Retail, Direct, Consumer and Servicing functions
• 2. Lead the Collateral Regulatory Compliance & Audit Readiness and manage collateral issues ,be the primary SME for regulators, internal audit, compliance, and maintain audit defensible documentation, procedures and controls
• 3. Lead a team of Residential Collateral Leaders and a procedure specialist to ensure second tier reviews, escalations, and system review rules and configurations are in line with Truist risk appetite, regulatory expectations, and investor requirements.
• 4. Provide governance over Appraisal Management Companies and third party valuation providers, define and maintain effective performance metrics review and third party valuation providers.
• 5. Drive operational excellence with efficient and scalable processes in appraisal review and partner with production and fulfillment teams to provide a purposeful and value driven Client experience.

QUALIFICATIONS

Required Qualifications:

• 1. Certified General Appraiser license (active, in good standing)and/or advanced designations from an Appraisal Management Company (AMC)
• 2. 10 + years of Residential appraisal and/or appraisal review experience
• 3. 5+ years of leadership experience within a large financial institution or AMC environment
• 4. Deep expertise in USPAP, Interagency Guidelines, GSE collateral requirements, supporting regulatory exams and audit engagement

Preferred Qualifications:

• 1. Experience within a top 10 Bank or similarly complex organization
• 2. Familiar with Truist systems and workflows (Empower LOS, Cotality CMS, etc)
• 3. Certified General Appraiser certification and/or Advanced designations (e.g., SRA, MAI)

OTHER JOB REQUIREMENTS / WORKING CONDITIONS

• Sitting/Standing/Walking/Bending/Lifting
• ? Sitting Constantly (More than 50% of the time)? Visual / Audio / Speaking
• Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
• ? Manual Dexterity / Keyboarding
• Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
• ? Availability
• Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
• ? Travel Minimal and up to 10%

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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