Chief Lending Officer

Fishback Financial Corporation; United States; On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Comprehensive Healthcare Benefits

401(k) & ESOP Profit Sharing

Wellness Program

Education Support

Volunteer Service Hours

In-house Childcare & Preschool

Job summary

Fishback Financial Corporation in the United States is seeking a senior administrator to oversee asset quality within the organization, particularly focusing on the factoring division. Candidates must possess a Bachelor's degree and ten years of experience in banking or equivalent, along with strong skills in loan structuring and regulatory compliance.

The role emphasizes leadership and mentorship of staff, along with adherence to internal policies and regulatory standards. Competitive benefits include comprehensive healthcare, a 401(k) match, wellness programs, and childcare services.

Qualifications

• 10+ years of progressive experience in bank lending or equivalent.
• Demonstrated skills in loan structuring and underwriting.
• Experience in regulatory compliance and managing loan operations.

Responsibilities

• Lead the team, promoting open communication and teamwork.
• Oversee credit administration and loan servicing.
• Mentor staff and manage their training and evaluations.

Skills

Loan structuring

Underwriting loans

Managing large credits

Loan operations

Regulatory compliance

Team leadership

Education

Bachelor's degree

Job description

Job Description: This is a senior role responsible for managing the overall asset quality of the organization, including the factoring division. The individual must build, lead, and motivate staff to perform in a manner consistent with the vision and objectives of the organization.

Qualifications

• Bachelor's degree plus ten years of progressive experience in bank lending or equivalent.
• Demonstrated skills in underwriting loans, managing large credits, loan structuring, loan workouts, loan operations and servicing, and regulatory requirements.

Principal Responsibilities

• Lead the team and develop an atmosphere of teamwork, open communication and unity.
• Provide oversight of all services offered.
• Actively mentor staff, ensuring they are trained, evaluated, and motivated.
• Manage overall direction of credit administration, including quality control, loan operations and loan servicing.
• Ensure activities are conducted efficiently and effectively, holding staff accountable.
• Provide support to bank presidents and loan officers on credit related issues, focusing on asset quality and healthy growth.
• Serve as a resource for Regional Credit Managers and clients regarding policies and guidelines.
• Manage improvements in technology, lead new systems and processes.
• Chair Executive Credit Committee, review large loan requests.
• Chair Loan Treasury Committee, set loan rates organization-wide.
• Oversee Allowance for Credit Losses (ACL) levels, ensure compliance with regulations.
• Coordinate corrections of deficiencies from internal and external audits and regulatory examinations.
• Monitor concentration limits within loan portfolio.
• Keep abreast of laws and regulations impacting the company's lending & factoring activities.
• Ensure Loan Policy and Guidelines are maintained in compliance with applicable laws and regulations.
• Act as member of Executive Committee, planning and establishing broad policies, philosophies, and strategies.
• Adhere to FBT policies, procedures, compliance procedures, and training.

Benefits

• Comprehensive Healthcare Benefits – health, dental, vision, and life insurance, optional additional life, disability, and other insurance.
• 401(k) & ESOP Profit Sharing – up to 7% match.
• Wellness Program – gym membership incentives, educational programs.
• Education – student loan repayment program, tuition reimbursement, internal training.
• Volunteer Service Hours – paid time to volunteer (16 hours).
• In‑house Childcare & Preschool – Kid's World childcare and preschool.

First Bank & Trust is an Equal Opportunity, Affiliated Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran.