Chief Lending Officer

Revity Credit Union; O'Fallon (IL); On-site; USD 140,000 - 190,000; Full time

Job summary

Revity Credit Union in Granite City, IL is seeking a Chief Lending Officer to lead the organization’s lending strategy and growth. The CLO will oversee consumer and mortgage lending, underwriting, portfolio performance, and regulatory compliance, reporting to the President/CEO.

The ideal candidate has 8–10+ years of progressive lending leadership, a strong track record growing lending portfolios, and a bachelor's degree in business, finance, or accounting. Relocation to Granite City is expected.

Qualifications

• Significant senior-level lending leadership experience within a financial institution.
• Experience directing both consumer and mortgage lending.
• Knowledge of regulatory requirements for credit unions or banks.
• Commercial lending experience is a plus.
• Track record of growing lending portfolios responsibly.
• Ability to translate strategy into measurable results.

Responsibilities

• Develop and execute a comprehensive lending strategy to drive growth and profitability.
• Provide leadership across origination, underwriting, and portfolio management.
• Ensure credit quality, risk discipline, and regulatory compliance.
• Lead talent development and build high-performing lending teams.

Skills

Lending strategy

Executive leadership

Consumer lending

Mortgage lending

Credit risk management

Regulatory compliance

Portfolio management

Strategic thinking

Education

Bachelor's degree in business/finance/accounting or related field

Job description

Lead the lending strategy. Build for growth. Make an impact.

Revity Credit Union is seeking an accomplished Chief Lending Officer (CLO) to lead the next chapter of its lending strategy. This is an opportunity for an experienced financial services executive to take an enterprise view of lending—strengthening consumer and mortgage lending, expanding opportunities for responsible growth, and helping Revity continue to evolve as a strong, member-focused credit union.

The ideal candidate is a well-rounded lending executive with demonstrated leadership experience in both consumer and mortgage lending and a strong understanding of credit unions or financial institutions. Commercial lending knowledge and experience would be a significant advantage as Revity considers opportunities across its broader lending portfolio.

Reporting directly to the President/CEO, the CLO will be a key member of the executive leadership team, responsible for lending strategy, portfolio performance, operational effectiveness, and talent development. This leader will bring the strategic perspective to identify growth opportunities and the operational expertise to turn strategy into results.

What You’ll Lead:

• Develop and execute a comprehensive lending strategy that supports growth, profitability, member needs, and Revity's long-term objectives.
• Provide strong leadership and direction across consumer and mortgage lending, including origination, underwriting, portfolio management, delivery, and performance.
• Identify opportunities to grow and diversify the loan portfolio while maintaining appropriate credit quality and risk discipline.
• Bring commercial lending knowledge and perspective to the organization; direct commercial lending experience is a strong plus.
• Evaluate lending processes, products, technology, delivery channels, and market opportunities to improve efficiency, competitiveness, and the member experience.
• Use data, portfolio analytics, and market intelligence to guide pricing, product strategy, underwriting, growth initiatives, and resource decisions.
• Balance growth with sound underwriting, asset quality, regulatory compliance, and appropriate risk management.
• Build, develop, and inspire high-performing lending teams while creating clear accountability for results.
• Partner with the CEO and executive leadership team across the organization to advance enterprise priorities and contribute beyond the lending function.
• Maintain a strong understanding of regulatory requirements and evolving trends affecting credit union and financial institution lending.

What You’ll Bring:

We are looking for an experienced lending executive who understands both the business and the operational realities of lending. The strongest candidates will bring:

• Significant senior-level lending leadership experience within a credit union, bank, or other financial institution.
• Demonstrated experience leading both consumer and mortgage lending.
• Strong knowledge of lending operations, underwriting, portfolio management, pricing, credit quality, and regulatory requirements.
• Commercial lending experience or meaningful knowledge of commercial lending is a significant plus.
• A track record of responsibly growing and managing lending portfolios.
• The ability to assess market opportunities and translate strategy into measurable results.
• Strong financial and analytical skills with an understanding of the relationship among growth, yield, credit quality, risk, and profitability.
• Proven ability to lead teams, develop talent, manage change, and create accountability.
• Executive presence and the ability to work collaboratively with the CEO, leadership team, Board, and other key stakeholders.
• Approximately 8–10+ years of progressive lending experience, including significant senior leadership responsibility.
• A bachelor's degree in business, finance, accounting, or a related field is preferred; equivalent senior-level lending experience will be considered.

Location and Relocation

This position is based in Granite City, Illinois, and the selected candidate must be willing to relocate to the area. Revity is seeking an executive who wants to become part of the organization and the community it serves.

Why Revity?

Revity Credit Union combines the personal connection and community focus of a credit union with the opportunity to continue building for the future. With approximately $530 million in assets, Revity offers the next CLO a meaningful voice in the organization, the opportunity to influence enterprise strategy, develop people, and shape the future of lending.

For a lending executive who enjoys building, improving, leading, and growing, this is an opportunity to make a visible impact while helping Revity deliver lasting value to its members and communities.

This is an excellent opportunity for a lending leader who wants to help a respected credit union continue to grow with purpose, strengthen its lending impact, and carry forward a legacy of member-first service.

Salary Range: $140,000–$190,000, based on experience.

ABOUT REVITY CREDIT UNION

Revity CU is community-powered banking: big enough to provide convenience, small enough to offer our neighbors' customized financial services that meet your ever-changing, 21st-century needs. We're not pushy and profit-driven — we look out for your best interests. In turn, you can take pride in knowing you're essential to our growing community. These are just a few reasons why banking with a credit union is so rewarding.