Checking Operations - Checking Operations Representative

Golden-1-Credit-Union; Manlove (CA); On-site; USD 43,000 - 46,000; Full time

Job summary

Golden 1 Credit Union is seeking a Checking Operations Representative in California to review and process consumer and corporate wire activity, ensuring deadlines are met and accounts balance correctly at end of day.

The role emphasizes regulatory compliance, accuracy, and a strong service mindset to support members and improve operational workflows.

Qualifications

• 3+ years experience in a financial or operational role with relevant expertise.
• Preferred experience with wire transfer processing, business services and fraud detection.
• Equivalent work experience may be substituted for college degree.

Responsibilities

• Process and document consumer and corporate wire activity and Golden 1 Corporate wires with accuracy and timeliness.
• Review and resolve inquiries, discrepancies, or complaints; escalate issues impacting system integrity or member satisfaction.
• Maintain organized records and prepare statistics for management review.

Skills

Wire transfer processing

Fraud detection

Financial operations

Education

Associate’s Degree in Business or Accounting/Finance preferred

Bachelor’s Degree in finance, accounting, business administration or related field preferred

Job description

Job Title: Checking Operations Representative

Status: Non-exempt

Reports to: Supervisor - Checking Operations

Department: Checking Operations

Job Code: 11805

Pay Range: $20.50 - $22.00 Hourly

Location:

WHO WE ARE:

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE:

You are naturally curious and committed to delivering accurate, timely, and secure payment services. You combine attention to detail, problem-solving skills, and a strong service mindset to support members, strengthen operations, and drive continuous improvement.

WHAT YOU'LL DO:

• Processing and Documentation: Demonstrate thorough attention to detail by in reviewing and processing consumer and business incoming and outgoing wire activity and Golden 1 Corporate wires, ensuring that all critical deadlines are met, and that end of day balance reporting is timely and accurate. Maintain organized and detailed records of interactions and transactions.
• Exhibit exceptional attention to detail in reviewing and processing consumer and business incoming and outgoing wire activity and Golden 1 Corporate wires, ensuring that all critical deadlines are met, and that end of day balance reporting is timely and accurate.
• Regulatory Compliance: Stay current with financial industry regulations and credit union compliance guidelines, policies, and departmental procedures. Ensure all related processes adhere to these standards. Successfully complete and maintain all regulatory and compliance courses, applying the acquired knowledge to daily tasks.
• Inquiries/Problem Resolution: Identify, investigate, and resolve inquiries, discrepancies, or complaints, effectively navigating complex situations. Promptly escalated potential issues that could affect system integrity, involve fraud or forgery, or impact member satisfaction.
• Record-Keeping: Maintain organized and detailed records of all interactions, transactions, communications related to workflows; review and update workflow procedures and prepare statistical information to Management.
• Communication: Exhibit clear written and verbal communication skills when interacting with internal staff, external financial institutions/agencies, and members. Maintain professionalism and care to ensure high-quality member service in every interaction.
• Professional Development: Stay current with credit union and department training and updates, actively participating in job knowledge training sessions. Pursue self-development and cross-training opportunities to enhance proficiency in workflow tasks. Perform additional duties as assigned.
• Digital expectation: Recognize and suggest process improvements with an emphasis on digital innovation and efficiency to boost operational performance. Assist in the implementation of digitally focused initiatives.
• Engagement participation: Foster a positive, inclusive work environment and self-motivate through embracing and practicing Golden 1’s mission, vison, and core values.

QUALIFICATIONS AND PREFERENCES:

• Associate’s Degree of Arts degree in Business or Accounting/Finance preferred
• Bachelor’s Degree in finance, accounting, business administration or a related field preferred
• Equivalent work experience may be substituted for college degree required
• 3+ years prior experience in a financial or operational role with relevant expertise, preferably with wire transfer processing, business services and fraud detection experience required

WHY JOIN US:

Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:

The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.