Charleston Home Loan Originator

Bank of SC Corporation; Charleston (SC); On-site; USD 60,000 - 90,000; Full time

Job summary

Bank of SC Corporation is actively seeking a Mortgage Loan Originator in Charleston, SC to guide homebuyers through the full loan lifecycle. The role focuses on tailoring financing options, coordinating with borrowers, real estate agents, and underwriters, and ensuring compliant, timely loan closings.

The candidate will stay current on mortgage regulations and market trends while building strong client relationships and contributing to business growth in the Charleston area.

Qualifications

• Valid Mortgage Loan Originator NMLS number.
• Experience in mortgage loan origination.
• Knowledge of mortgage banking practices, loan closing procedures, and regulatory compliance.
• Excellent communication and interpersonal skills to interact with clients and internal teams.
• Ability to analyze financial information and credit reports to determine borrower eligibility.

Responsibilities

• Evaluate and pre-qualify potential borrowers by assessing their financial status, credit, and property evaluations.
• Guide clients through the mortgage loan application process, explaining various loan options.
• Coordinate with underwriters, processors, and closing agents to ensure timely and accurate loan approval and closing.
• Maintain compliance with all federal, state, and local mortgage lending regulations and company policies.
• Develop and maintain relationships with real estate professionals and community partners to generate new business opportunities.

Skills

Mortgage loan origination

Loan closing procedures

Regulatory compliance

Communication

Credit analysis

Relationship building

Education

NMLS license

Tools

Encompass

Job description

Bank of SC Corporation is actively seeking a Mortgage Loan Originator in Charleston, SC to guide homebuyers through the full loan lifecycle. The role focuses on tailoring financing options, coordinating with borrowers, real estate agents, and underwriters, and ensuring compliant, timely loan closings.

The candidate will stay current on mortgage regulations and market trends while building strong client relationships and contributing to business growth in the Charleston area.