Cbr Analyst

Tata Consultancy Services; Chicago (IL); Vor Ort; USD 55.000 - 71.000; Vollzeit

Benefits dieser Stelle

Discretionary Annual Incentive

Medical Coverage

Parental Leaves

Auto & Home Insurance

Identity Theft Protection

Certification & Training Reimbursement

Vacation & Holidays

Zusammenfassung

Tata Consultancy Services Limited is seeking an experienced CBR Analyst in Chicago, IL to perform AML/KYC operations, risk reviews, and investigations. You will review medium- to high-risk client profiles, conduct EDD, and document findings with strong narrative quality.

Collaboration with compliance and client stakeholders is essential. The role emphasizes regulatory compliance, governance, and quality control of analyst outputs, including reporting and escalation when needed.

Qualifikationen

• Minimum 5 years of AML/BSA investigative experience within the Banking and Financial Services industry.
• Hands-on experience with Enhanced Due Diligence (EDD).
• Experience with Transaction Monitoring, KYC/CDD Reviews, OFAC/Sanctions Screening, and Adverse Media and Reputational Risk Reviews.

Aufgaben

• Conduct reviews of medium- to high-risk client profiles as part of periodic Client Business Reviews (CBR).
• Evaluate data sources to identify potential financial crime risks.
• Perform EDD investigations and document findings in detailed narratives.
• Analyze KYC concerns and escalate to senior management as needed.
• Conduct reputational risk assessments through sanctions checks and adverse media reviews.
• Review sanctions, watchlists, and PEP alerts and escalate as necessary.
• Perform transaction monitoring reviews and investigate unusual patterns.
• Maintain documentation of investigative findings and risk assessments.
• Perform quality control reviews of analyst work products for regulatory compliance.

Kenntnisse

Know Your Customer

AML Investigations

Narrative Writing

Regulatory Compliance

Ausbildung

Diploma

Jobbeschreibung

We are seeking an experienced CBR Analyst with strong expertise in AML, KYC, Enhanced Due Diligence (EDD), Transaction Monitoring, and Sanctions Screening. The ideal candidate will possess strong analytical and investigative skills, demonstrate sound judgment, and have the ability to independently review complex client profiles and financial transactions while ensuring compliance with regulatory requirements and internal policies.

This role requires exceptional narrative-writing capabilities, risk assessment expertise, and experience working with AML/KYC screening platforms and regulatory databases.

Key Responsibilities

AML/KYC Operations & Risk Reviews

• Conduct comprehensive reviews of medium-risk and high-risk client profiles as part of periodic Client Business Reviews (CBR).
• Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
• Perform Enhanced Due Diligence (EDD) investigations and document findings in detailed, high-quality review narratives.
• Analyze and escal complex KYC concerns to senior management to support timely completion of customer due diligence requirements.
• Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
• Review, evaluate, and process sanctions, watchlist, and Politically Exposed Person (PEP) alerts, escalating concerns when necessary.

Transaction Monitoring & Investigations

• Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
• Analyze customer behavior and transaction activity to identify potential money laundering, terrorist financing, or sanctions-related risks.
• Maintain thorough documentation of investigative findings and risk assessments.

Quality Control & Governance

• Perform quality control reviews of analyst work products to ensure accuracy, completeness, and regulatory compliance.
• Review EDD narratives prepared by analysts and provide feedback on analytical quality, coverage, and risk assessment rationale.
• Ensure adherence to established productivity, quality, SLA, KPI, and KRI targets.
• Identify operational issues, perform root cause analysis, and recommend tactical and strategic solutions.

Stakeholder Management & Reporting

• Respond to client inquiries and manage escalations in a timely and professional manner.
• Prepare management reports and MIS dashboards to support operational oversight and decision-making.
• Collaborate with internal teams, compliance functions, technology groups, and client stakeholders to drive operational excellence and continuous improvement.
• Take ownership of assigned issues and drive them through resolution in a dynamic and evolving environment.

Required Qualifications

• Minimum 5 years of AML/BSA investigative experience within the Banking and Financial Services industry.
• Hands-on experience with:
  • Enhanced Due Diligence (EDD)
  • Transaction Monitoring
  • KYC/CDD Reviews
  • OFAC and Sanctions Screening
  • Adverse Media and Reputational Risk Reviews
• Strong narrative-writing and case documentation skills.
• Demonstrated ability to work independently and make risk-based decisions.
• Excellent analytical, communication, problem-solving, and presentation skills.
• Strong attention to detail with the ability to manage multiple priorities in a fast-paced environment.
• Experience reviewing complex customer structures, ownership hierarchies, and high-risk customer profiles.

TCS Employee Benefits Summary:

• * Discretionary Annual Incentive.
• * Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• * Family Support: Maternal & Parental Leaves.
• * Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• * Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• * Time Off: Vacation, Time Off, Sick Leave & Holidays.
• * Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $55,000 - $71,000 per year

Location

Chicago, IL

Function

BUSINESS PROCESS SERVICES

Role

Analyst

Id

437566

Skills

Know Your Customer

Salary Range

$55,000 - $71,000

Desired Candidate Profile

Qualifications

Diploma