CBR Analyst

Tata Consultancy Services; Salisbury (NC); On-site; USD 55,000 - 71,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Comprehensive Medical Coverage

Family Support: Leaves

Insurance Options: Auto & Home

Certification & Training Reimbursement

Vacation and Holidays

Job summary

Tata Consultancy Services in the United States seeks an experienced CBR Analyst with strong AML/KYC expertise to review client profiles and transactions while ensuring regulatory compliance.

You will conduct Enhanced Due Diligence investigations, sanctions screening, and write detailed narratives, coordinating with compliance, technology groups, and client stakeholders to drive risk-based decisions.

Qualifications

• Minimum 5 years AML/BSA investigative experience within the Banking and Financial Services industry.
• Experience with Enhanced Due Diligence (EDD), Transaction Monitoring, and KYC/CDD Reviews.
• Strong narrative-writing and case documentation skills; independent decision making.

Responsibilities

• Conduct reviews of medium- and high-risk client profiles as part of Client Business Reviews (CBR).
• Perform EDD investigations and document findings in detailed review narratives.
• Analyze sanctions, watchlist, and PEP alerts; escalate when necessary.
• Perform transaction monitoring reviews and investigate unusual or suspicious activity.
• Maintain thorough documentation of investigative findings and risk assessments.
• Provide QA on analyst work products and ensure regulatory compliance.

Skills

EDD

Transaction Monitoring

KYC/CDD Reviews

OFAC Sanctions Screening

Adverse Media & Reputational Risk

Narrative Writing

Education

Diploma

Job description

We are seeking an experienced CBR Analyst with strong expertise in AML, KYC, Enhanced Due Diligence (EDD), Transaction Monitoring, and Sanctions Screening. The ideal candidate will possess strong analytical and investigative skills, demonstrate sound judgment, and have the ability to independently review complex client profiles and financial transactions while ensuring compliance with regulatory requirements and internal policies.

We are seeking an experienced CBR Analyst with strong expertise in AML, KYC, Enhanced Due Diligence (EDD), Transaction Monitoring, and Sanctions Screening. The ideal candidate will possess strong analytical and investigative skills, demonstrate sound judgment, and have the ability to independently review complex client profiles and financial transactions while ensuring compliance with regulatory requirements and internal policies.

Key Responsibilities

AML/KYC Operations & Risk Reviews

• Conduct comprehensive reviews of medium-risk and high-risk client profiles as part of periodic Client Business Reviews (CBR).
• Evaluate internal and external data sources, databases, and operational information to identify potential financial crime risks.
• Perform Enhanced Due Diligence (EDD) investigations and document findings in detailed, high-quality review narratives.
• Analyze and escalat complex KYC concerns to senior management to support timely completion of customer due diligence requirements.
• Conduct reputational risk assessments through negative news screening, sanctions checks, and adverse media reviews.
• Review, evaluate, and process sanctions, watchlist, and Politically Exposed Person (PEP) alerts, escalating concerns when necessary.

Transaction Monitoring & Investigations

• Perform transaction monitoring reviews and investigate unusual or suspicious transaction patterns.
• Analyze customer behavior and transaction activity to identify potential money laundering, terrorist financing, or sanctions-related risks.
• Maintain thorough documentation of investigative findings and risk assessments.

Quality Control & Governance

• Perform quality control reviews of analyst work products to ensure accuracy, completeness, and regulatory compliance.
• Review EDD narratives prepared by analysts and provide feedback on analytical quality, coverage, and risk assessment rationale.
• Ensure adherence to established productivity, quality, SLA, KPI, and KRI targets.
• Identify operational issues, perform root cause analysis, and recommend tactical and strategic solutions.

Stakeholder Management & Reporting

• Respond to client inquiries and manage escalations in a timely and professional manner.
• Prepare management reports and MIS dashboards to support operational oversight and decision-making.
• Collaborate with internal teams, compliance functions, technology groups, and client stakeholders to drive operational excellence and continuous improvement.
• Take ownership of assigned issues and drive them through resolution in a dynamic and evolving environment.

Required Qualifications

Minimum 5 years of AML/BSA investigative experience within the Banking and Financial Services industry.

Hands-on Experience With

• Enhanced Due Diligence (EDD)
• Transaction Monitoring
• KYC/CDD Reviews
• OFAC and Sanctions Screening
• Adverse Media and Reputational Risk Reviews
• Strong narrative-writing and case documentation skills.
• Demonstrated ability to work independently and make risk-based decision s.
• Excellent analytical, communication, problem-solving, and presentation skills.
• Strong attention to detail with the ability to manage multiple priorities in a fast-paced environment.
• Experience reviewing complex customer structures, ownership hierarchies, and high-risk customer profiles.

TCS Employee Benefits Summary

• Discretionary Annual Incentive.
• Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $55,000 - $71,000 per year

Qualifications: Diploma