Catastrophe Property Inside Adjuster

Allstate Insurance Co.; Texas; Hybrid; USD 50,000 - 104,000; Full time

Job summary

Allstate Corporation seeks a CAT Inside Property Adjuster for a fully remote position. You will investigate, negotiate, and settle CAT claims, reviewing policies, reports, and photos to determine coverage and authorize payments. Strong customer communication is essential as you explain processes and outcomes.

The role entails a Monday–Friday schedule with training, possible weekend coverage for CAT events, and compliance with regulations and Allstate policies.

Qualifications

• Investigate and settle CAT property or liability claims with accuracy.
• Review policies, reports, photos, and damage assessments.
• Ensure compliance with state regulations and company policies.

Responsibilities

• Summarize documents and enter claim system notes.
• Negotiate settlements and authorize payments.
• Handle contents inventories and pricing analyses.
• Manage ALE claims and document underwriting referrals.

Skills

Catastrophic Claims

Customer Service

Document Examination

Flexibility

Prioritization

Property Insurance Claims

Time Management

Xactimate Estimating

Job description

Job Description

Under general supervision, the CAT Inside Property Adjuster is responsible for investigating, negotiating, and settling basic and occasionally moderately complex CAT personal property or liability insurance claims. The individual reviews the insurance policy, reviews reports and photos, evaluates damages, determines loss coverage, negotiates and settles claims and authorizes payments.

Schedule, Travel & Hiring Locations

Work Schedule: Monday-Friday, 8:00 AM-4:30 PM CT. Rotating weekend coverage and potential mandatory CAT/Large Claim event weekend support. Flexibility is required based on business needs.

Training Schedule: Monday-Friday, 8:00 AM-4:30 PM CT (subject to change) Travel: Fully Remote position following completion of training. Occasional travel may be required for business needs.

Location: Fully Remote

Not Eligible for Residents of: California, Alaska, Washington, Hawaii, or Puerto Rico

Notice of Licensing Requirement: As a condition of employment, you must hold an active adjuster license or be willing to obtain one. Candidates must be able to successfully pass required testing which includes passing an additional background check with the Department of Labor. If applicable, you will be required to secure license(s) within 60 days of hire.

Key Responsibilities

Summarizes documents and enters information into claim system notes. Demonstrates advanced knowledge of regional construction types and related repair methodologies. Negotiates and settles claims in accordance with business unit best practices. Handles contents inventories and basic to moderately complex pricing analysis; prepares claims reports. Manages ALE (additional living expense) claims as needed. Reviews, evaluates, and submits potential underwriting referral actions. Investigates and verifies basic and moderately complex coverage/policy information. Documents claim files with notes, evaluations, and decision-making processes. Maintain strict compliance with state regulations and established Allstate policies, procedures, and internal controls. Apply critical thinking and sound judgment to thoroughly evaluate claims, identify issues, and determine appropriate resolution. Provide exceptional customer experiences by clearly explaining claim processes, resolving concerns efficiently, producing quality estimates, and building customer confidence and trust.

This job description is not intended to be all-inclusive. Duties, responsibilities, and activities may change or be added at any time based on business needs.

Technology & Internet Requirements

50 MBPS download and 5 MBPS upload. In addition, wired internet connections are recommended for optimal experience and may be required for certain customer-facing roles.

Note: The preceding description is not intended to be a complete list of all duties and responsibilities. Additional related duties may be assigned as required. Regular, predictable attendance is an essential function of this job.

Skills

Catastrophic Claims, Customer Service, Document Examination, Flexibility, Prioritization, Property Insurance Claims, Time Management, Xactimate Estimating.

Compensation

Base compensation offered for this role is $50,000.00 - $104,000.00 / Annually and is based on experience and qualifications.

The candidate(s) offered this position will be required to submit to a background investigation.

Joining our team

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact. Allstate generally does not sponsor individuals for employment-based visas for this position.

Legal and Compliance Statements

Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.

For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance. For jobs in Los Angeles, please click "here" for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance. To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs. To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.

This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment. Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs. When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload. To help create a more personal and engaging experience, we ask that you join with your camera on if your interview is virtual. Please also have a Valid Photo Identification available at the start of your interview. If you require any accommodations or have questions ahead of your interview please reach out to your recruiter. Note: Internal candidates are only asked to join on video; a Valid Photo Identification is not needed for the interview.

At Allstate, we work hard to help people live a good life every day. Allstaters are dedicated to serving clients, customers, and communities, which allows employees to find meaning and value in their work. Allstate offers an environment that fosters innovative thinking where you’ll be able to explore your ideas and feel proud of the work you do. Allstate helps protect nearly 16 million households with auto, home, life, and retirement products. We want every professional connected to Allstate to be committed to giving our customers the best and that means finding the best talent.