Capital Markets & Structured Finance Specialist

EXL; New York (NY); On-site; USD 110,000 - 160,000; Full time

Job summary

EXL is seeking a Capital Markets professional to support structuring, execution, and ongoing management of financing transactions in New York. The role collaborates across Legal, Treasury, Finance, Risk, Servicing, and external investors to drive faster execution while upholding strong controls.

The candidate will analyze term sheets, assist in structuring and negotiating agreements, coordinate closings, and monitor facility performance. A background in consumer lending or fintech is a plus.

Qualifications

• 5+ years in Capital Markets, Structured Finance, Treasury, IB, or Asset-Backed Finance.
• Experience with warehouse facilities, whole-loan sales, forward-flow, securitizations or similar structures.
• Strong understanding of transaction economics, covenants, funding mechanics, and deal documentation.
• Strong analytical, Excel, and stakeholder-management skills.
• Experience in consumer lending, fintech, or specialty finance preferred.

Responsibilities

• Compare investor term sheets across pricing, triggers, covenants, representations & warranties, and other structural terms.
• Support structuring and negotiation of Purchase, Servicing, and other transaction agreements.
• Coordinate transaction closing, including conditions precedent, legal documentation, and funding readiness.
• Perform first-funding reconciliations to ensure asset data, settlement amounts, and wire transfers are accurate.
• Monitor facility performance across delinquency, WAC, losses, concentration limits, and covenant triggers.
• Build and maintain facility compliance dashboards and transaction trackers.
• Coordinate deal-level cash movements, reserve accounts, and funding flows with Treasury.
• Partner with Legal, Finance, Risk, Servicing, Operations, and investors to resolve execution issues and manage post-closing obligations.

Skills

Capital Markets

Structured Finance

Treasury

Investment Banking

Asset-Backed Finance

Tools

Excel

Job description

EXL is seeking a Capital Markets professional to support structuring, execution, and ongoing management of financing transactions in New York. The role collaborates across Legal, Treasury, Finance, Risk, Servicing, and external investors to drive faster execution while upholding strong controls.

The candidate will analyze term sheets, assist in structuring and negotiating agreements, coordinate closings, and monitor facility performance. A background in consumer lending or fintech is a plus.