CAM Documentation & Control Specialist I

mtb; Getzville (NY); On-site; USD 26,000 - 43,000; Full time

Job summary

M&T Bank in Getzville, NY seeks a loss mitigation documentation specialist to collect and review required documents for borrower loss mitigation requests. You will verify income proofs and coordinate with the SPOC to obtain missing materials while adhering to regulatory controls and internal policies.

The role emphasizes accuracy, timely documentation, and collaboration with internal teams to ensure investor requirements are met for every file.

Qualifications

• A combined 2 years' higher education and/or work experience.
• General computing skills including word processing and spreadsheet software.

Responsibilities

• Understand investor's waterfall and required documents for loss mitigation.
• Identify proof of income listed on financial documents.
• Request missing or additional documentation needed to move forward with the borrower's loss mitigation request.
• Communicate with the Single Point of Contact regarding follow-up document requests.
• Adhere to compliance/operational risk controls and company policies.
• Maintain internal control standards and address audit points.
• Promote an environment that reflects the M&T Bank brand.
• Complete other related duties as assigned.

Skills

Word processing

Spreadsheets

Education

2 years combined higher education/experience

Associate's degree

Tools

M&T systems

Job description

Overview:

This position is responsible for receiving and compiling loss mitigation documentation from customers and evaluating loss mitigation files for completion.

Primary Responsibilities:

• Understand investor's waterfall and required documents for loss mitigation. Ensure receipt of all required documentation, including, but not limited to, a hardship letter, bank statements, pay stubs, alimony agreements and evidence of social security or pension payments.
• Identify proof of income listed on financial documents.
• Request missing or additional documentation needed to move forward with the borrower's request for loss mitigation.
• Communicate with the Single Point of Contact regarding follow up document requests.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Complete other related duties as assigned.

Scope of Responsibilities:

• This position serves as a critical control point for the loss mitigation process, ensuring that all investor requirements are met with respect to documentation for loss mitigation

Education and Experience Required:

• A combined 2 years' higher education and/or work experience.
• General personal computing skills including proficiency with word processing and spreadsheet software.

Education and Experience Preferred:

• Associate's degree.
• Collections experience.
• Knowledge of M&T systems.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.68 - $31.14 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

Location: Getzville, New York, United States of America