C&I Portfolio Manager: Credit Strategy Lead

ALMA Bank; New York (NY); Sur place; USD 90 000 - 100 000; Plein temps

Avantages offerts par ce poste

401(k) matching

Medical/dental/vision insurance

Disability and life insurance

Long-term care options

Résumé du poste

Alma Bank in Astoria, NY, is seeking an experienced C&I Portfolio Manager to oversee assigned Commercial & Industrial loans, perform credit analytics, assess credit risk, and prepare credit approval memorandums and portfolio strategies. The role requires strong credit ability and clear communication skills.

Daily duties include monitoring risk and performance, reviewing annual loans, and maintaining adherence to bank policies, while building client relationships and supporting new credit

Qualifications

• Bachelor’s degree in accounting, finance, or business.
• Experience in C&I credit analysis.
• Ability to analyze financial statements and tax returns.
• Excellent communication and multitasking skills.
• Knowledge of bank lending policies.

Responsabilités

• Monitor and evaluate the credit risk and performance of the C&I loan portfolio; recommend upgrades/downgrades.
• Manage assigned loan portfolio within Bank policy and customer service standards.
• Request information for annual loan reviews; analyze leases, operating statements, and appraisals; structure and underwrite new credit requests.
• Monitor financial reporting requirements and loan covenants compliance.
• Manage client relationships through consistent communication.
• Assist with credit analysis of new client relationships.
• Maintain working knowledge of lending policies and identify policy exceptions.
• Participate in special projects or reporting; prepare systems maintenance.
• Attend meetings and conference calls on transactions.

Connaissances

Credit analysis

Financial statement analysis

Risk assessment

Credit underwriting

Communication skills

MS Office

Formation

Bachelor’s degree in Accounting or Finance

Outils

MS Office Suite

Description du poste

Alma Bank in Astoria, NY, is seeking an experienced C&I Portfolio Manager to oversee assigned Commercial & Industrial loans, perform credit analytics, assess credit risk, and prepare credit approval memorandums and portfolio strategies. The role requires strong credit ability and clear communication skills.

Daily duties include monitoring risk and performance, reviewing annual loans, and maintaining adherence to bank policies, while building client relationships and supporting new credit