C&I Portfolio Strategist

ADP, Inc.; New York (NY); On-site; USD 90,000 - 100,000; Full time

Job summary

Alma Bank in Astoria, NY is seeking an experienced C&I Portfolio Manager to oversee a Commercial & Industrial loan portfolio, perform credit analytics, assess risk, and prepare credit approval memorandums and client reporting.

The role requires strong credit ability, excellent communication, and a detail-oriented mindset to manage portfolio strategy and customer requests. Bank polices govern underwriting and portfolio management.

Qualifications

• Strong analytical and credit underwriting skills.
• Ability to analyze financial statements, tax returns, and appraisals.
• Excellent communication and time-management abilities.
• Detail-oriented with accuracy and thoroughness.

Responsibilities

• Monitor credit risk and performance of the C&I loan portfolio and suggest upgrades/downgrades.
• Manage assigned loan portfolio per bank policy and service standards.
• Request information for annual loan reviews and analyze leases, appraisals, and cash flows.
• Monitor financial reporting and loan covenants compliance.
• Maintain client relationships through regular communication.
• Assist with credit analysis for new client engagements.
• Remain knowledgeable of lending policies and identify policy exceptions.
• Participate in projects or reporting and system maintenance.
• Attend meetings or calls on transactions.

Skills

Credit analysis

Analytical skills

Communication

Multitask

Independent work

Tools

MS Office Suite

Job description

Alma Bank in Astoria, NY is seeking an experienced C&I Portfolio Manager to oversee a Commercial & Industrial loan portfolio, perform credit analytics, assess risk, and prepare credit approval memorandums and client reporting.

The role requires strong credit ability, excellent communication, and a detail-oriented mindset to manage portfolio strategy and customer requests. Bank polices govern underwriting and portfolio management.