Business Systems Analyst - Credit Reporting

Regions Bank; Birmingham (AL); On-site; USD 90,000 - 115,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Job summary

Regions Bank is seeking a Business Systems Analyst to conduct business process analysis and align IT solutions with business initiatives. The role functions as a liaison between business lines and IT, with responsibilities spanning requirements, design, testing, and process improvement.

The ideal candidate has strong analytical, communication, and BI skills, with experience in dashboards and data reporting.

Qualifications

• Bachelor's degree or equivalent work experience in a related field.
• Ten years of related experience with a high school diploma or six years with a bachelor's degree.
• Experience in banking or financial services is preferred.

Responsibilities

• Formulates specifications for moderately complex software applications or maintains complex existing applications.
• Analyzes and evaluates systems and proposes data processing solutions.
• Prepares diagrams and flowcharts to assist problem analysis and recommendations.
• Develops coding logic flowcharts and program specifications.
• Tests, debugs, and coordinates operating programs with IT and user departments.
• Reviews progress, evaluates results, and suggests improvements.
• May require on-call support rotation after hours or weekends.

Skills

Analytical thinking

Communication skills

Team work

Problem solving

Power BI

API tools

MS Office

Data analysis

Credit reporting understanding

Time management

Education

High School Diploma or GED

Bachelor's degree

Tools

Power BI

Relational databases

SQL

MS Excel

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description

At Regions, the Business Systems Analyst conducts business process analysis, needs assessments, and preliminary cost/benefits analysis in an effort to align information technology solutions with business initiatives. This position may function as liaison between the line of business and the Information Technology (IT) department.

Primary Responsibilities

• Formulates/defines specifications for moderately complex operating software programming applications or modifies/maintains complex existing applications using engineering releases and utilities from programs
• Analyzes and evaluates existing or proposed systems and devises computer programs, systems and related procedures to process data
• Prepares charts and diagrams to assist in problem analysis and submits recommendations for solution
• Prepares program specifications and diagrams and develops coding logic flowcharts
• Encodes, tests, debugs and installs the operating programs and procedures in coordination with computer operations and user departments
• Reviews progress and evaluates results
• Reports inconsistencies to the attention of management and suggest problem resolutions and business process improvements
• Certain business groups may require on call support rotation after hours and/or weekends

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• High School Diploma or GED and ten (10) years of related experience OR
• Or Bachelor's degree and six (6) years of related experience

Preferences

• Banking or financial services industry experience
• Experience providing application support to include troubleshooting
• Experience with business intelligence tools
• Experience creating relational database queries
• Familiarity with agile and/or waterfall methodologies
• Project Management and testing experience

Skills And Competencies

• Ability to plan, schedule and execute multiple concurrent activities
• Ability to use application programming interface (API) tools
• Ability to work in a team environment
• Actively demonstrates a complex working knowledge of systems and software development concepts, practices, and procedures
• Advanced ability to research, analyze data, and derive facts
• Excellent communication and customer service skills
• Excellent organizational and analytical skills
• Knowledge of applicable testing tools and effective implementation
• Problem solving and priority management skills
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)
• This position will have duties that involve analyzing credit reporting metrics involving Metro2 file data, reject reporting and dispute management.
• This 2nd line of defense position will collaborate with business units for each line of business/system of record including mortgage (MSP), credit cards (TSYS), consumer lines and loans (ACLS), Home Improvement loans/lines (Spectrum) and Charged-off debt collections (Recovery).
• This position will interface with credit reporting agencies and report to the SVP responsible for credit bureau reporting oversight and governance with a goal of improving data furnishing practices and refining credit reporting activities.
• Advanced Power BI expertise preferred, including the ability to develop, maintain, and enhance dashboards, reports, and visualizations that provide actionable insights and support data-driven decision-making.
• Experience with credit reporting and related data preferred, including analyzing reporting trends, ensuring data accuracy, and partnering with stakeholders to support business and regulatory reporting needs.
• Exceptional work ethic and accountability, with a track record of delivering high-quality results, meeting deadlines, managing competing priorities, and following through on commitments.
• Self-motivated and results-oriented mindset, displaying ownership of work, attention to detail, and a commitment to continuous professional growth and development.

Regions will not sponsor applicants for work visas for this position at this time. Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum

Job Range Target

$90,255.55 USD

Median

$115,430.00 USD

Incentive Pay Plans

This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Riverchase Complex North Building

Location

Hoover, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.