Business Systems Analyst - Mortgage and Home Equity

Regions Bank; Birmingham (AL); On-site; USD 62,000 - 76,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Hoover, Alabama is seeking a Business Systems Analyst to align IT solutions with business initiatives. The role acts as a liaison between lines of business and IT, performing cost/benefit analyses and documenting specifications.

You will support agile product owners, assist mortgage/home equity systems, and help ensure regulatory compliance while delivering high quality service and solutions.

Regular in-office presence is expected, with some after-hours support as needed.

Qualifications

• 7+ years of related experience with a high school diploma, or a BA with 3+ years of experience.
• Banking/financial services experience preferred.
• Experience with business intelligence tools.
• Familiarity with agile and/or waterfall methodologies.

Responsibilities

• Formulates specifications for operating software applications or modifies/maintains existing applications.
• Analyzes and evaluates systems and devises programs, systems, and procedures to process data.
• Prepares charts and diagrams to assist in problem analysis and submits recommendations for solution.
• Encodes, tests, debugs, and installs programs in coordination with IT and user departments.

Skills

Business analysis

Needs assessment

Cost/benefit analysis

IT liaison

Documentation

Communication skills

Teamwork

Microsoft Office

Education

Bachelor's degree

High School Diploma or GED

Tools

Blend loan origination system

Empower loan origination system

BI tools

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description

At Regions, the Business Systems Analyst conducts business process analysis, needs assessments, and preliminary cost/benefits analysis in an effort to align information technology solutions with business initiatives. This position may function as liaison between the line of business and the Information Technology (IT) department.

Primary Responsibilities

• Formulates/defines specifications for operating software programming applications or modifies/maintains complex existing applications using engineering releases and utilities from programs
• Analyzes and evaluates existing or proposed systems and devises computer programs, systems, and related procedures to process data
• Prepares charts and diagrams to assist in problem analysis and submits recommendations for solution
• Prepares program specifications and diagrams and develops coding logic flowcharts
• Encodes, tests, debugs, and installs the operating programs and procedures in coordination with computer operations and user departments
• Reviews progress and evaluates results
• Reports inconsistencies to the attention of management and suggest problem resolutions and business process improvements
• Certain business groups may require on call support rotation after hours and/or weekends

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

• High School Diploma or GED and seven (7) years of related experience
• Or Bachelor's degree and three (3) years of related experience

Preferences

• Banking or financial services industry experience
• Experience providing application support to include troubleshooting
• Experience with business intelligence tools
• Familiarity with agile and/or waterfall methodologies

Skills And Competencies

• Ability to plan, schedule and execute multiple concurrent activities
• Ability to work in a team environment
• Actively demonstrates a complex working knowledge of systems and software development concepts, practices, and procedures
• Ability to research, analyze data, and derive facts
• Excellent communication and customer service skills
• Excellent organizational and analytical skills
• Knowledge of applicable testing tools
• Problem solving and priority management skills
• Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)

Additional Job Description

• Support agile product owners in terms of feature refinement and/or user acceptance testing
• Act as level two support for mortgage and home equity systems helping associates solve complex problems and ensuring they have access to the tools needed to grow the business
• Validate Blend and Empower functionality to ensure alignment with business requirements
• Conduct control testing to ensure tools meet industry and regulatory standards

Additional Preferences

• Experience with all aspects of mortgage/home equity lending from origination through post closing
• Experience with Blend and Empower loan origination system

This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.

This position is intended to be onsite, now or in the near future

Associates will have regular work hours, including full days in the office three or more days a week. The manager will set the work schedule for this position, including in-office expectations. Regions will not provide relocation assistance for this position, and relocation would be at your expense.

Regions will not sponsor applicants for work visas for this position at this time. Applicants for this position must currently be authorized to work in the United States on a full-time basis.

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum

Job Range Target

$69,143.25 USD

Median

$87,850.00 USD

Incentive Pay Plans

This job is not incentive eligible.

Benefits Information

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Riverchase Operations Center

Location

Hoover, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.