Business Rule Developer III

Stellantis Financial Services US; Atlanta (GA); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Stellantis Financial Services, Inc., Atlanta-hybrid role, seeks a Business Rule Developer III to lead the design, development, governance, and delivery of enterprise-scale decision automation for auto finance origination, lease pricing, and credit policy execution. You will mentor junior rule developers and contribute to AI-enabled decision support platforms.

The role requires five+ years of FICO DE and BRMS experience, strong analytical skills, and the ability to collaborate with Risk,

Qualifications

• Minimum five years of FICO decisioning and rule development experience.
• Expertise with FICO DE and BRMS in production environments.
• Experience delivering large-scale decision automation in auto leasing or financial services.
• Bachelor’s degree in computer science, engineering, information systems, or related field.

Responsibilities

• Lead the design and development of enterprise-scale decision automation.
• Configure FICO DE and build complex rule flows and decision tables.
• Oversee end-to-end delivery from requirements to production.
• Governance, auditing, and change-control for decision logic.
• Mentor junior rule developers and share best practices.
• Collaborate with Risk, Operations, Data, and IT teams to translate strategy into scalable rule logic.
• Support AI-enabled decision automation initiatives.

Skills

FICO DE

Rule Dev

Decision automation

Leadership

Mentoring

Communication

Education

Bachelor's degree in CS / Eng / IS

Tools

FICO DE

BRMS

Job description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary

The Business Rule Developer III serves as a technical leader responsible for the design, development, governance, and delivery of enterprise-scale decision automation solutions within Stellantis Financial Services. This role owns complex decisioning logic supporting auto finance origination, lease and retail pricing, credit policy execution, and operational workflows. The Business Rule Developer III is expected to independently lead projects end-to-end, mentor junior rule developers, and contribute to next- generation innovation through AI agent-enabled decision support platforms.

Essential Duties And Responsibilities

• Serve as a senior technical expert in FICO Decision Engine (DE) configuration, rule development, and decision strategy optimization.
• Design and implement complex rule flows, decision tables, and execution frameworks supporting credit, pricing, and policy automation.
• Lead full lifecycle delivery of decision automation products including requirements, technical design, build, testing, deployment, and production stabilization.
• Own governance, audit documentation, and change control processes to ensure decision logic is accurate, maintainable, and compliant.
• Troubleshoot and resolve complex production issues through root-cause analysis of rule execution, data inputs, and downstream impacts.
• Train and guidance level I and II developers, establishing reusable templates and best practices for rule development.
• Partner with Risk, Operations, Data, and IT teams to translate business strategy into scalable and controlled decision logic.
• Support AI-enabled decision automation initiatives, including integration of conversational and agent-based tools with deterministic rule platforms.
• Drive simplification, modernization, and continuous improvement of enterprise rule architecture across origination and remarketing ecosystems.

Required Experience

• Minimum five (5) years of related experience in FICO decisioning configuration and business rule development.
• Expertise with FICO Decision Engine (DE) and related Decision Management platforms in production environments.
• Expert knowledge of business rules management systems (BRMS) and enterprise decision automation.
• Proven experience delivering large-scale decision automation solutions within auto leasing or underwriting financial services.
• Demonstrated ownership of projects from design through deployment.
• Ability to lead technical delivery independently with a strong sense of accountability.
• Advanced analytical and problem-solving skills in complex decisioning environments.
• Strong communication skills to align technical solutions with business, risk, and executive stakeholders.
• Ability to mentor and guide peers in technical rule development.
• Remarketing decisioning experience including off-lease pricing strategy, vehicle disposition workflows, residual risk and auction optimization decision logic.

Education

• Bachelor’s degree in computer science, engineering, information systems, or related field (or equivalent experience)

Overtime required - as needed.

Travel 0-10% - as required on an as needed basis.

Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Dallas, TX; Detroit, MI; Houston, TX; Phoenix, AZ.

Qualifications Preferred

• Experience integrating decision engines with enterprise ecosystems (APIs, MuleSoft, Power Platform, data providers)

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule

• Mon - Fri / 40 hrs. per week, this is an in-office hybrid role.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability,achievement, experience, conduct and other legitimate business reasons An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.