Business Lending Internship

Mountain America Credit Union; Sandy (UT); In loco; USD 21.000 - 30.000; Part-time

Descrizione del lavoro

Mountain America Credit Union in Sandy, Utah is seeking a Business Lending Internship to support the team with loan analysis duties. Under direct supervision, you will assist in credit analysis, underwriting, and financial reviews for commercial and SBA loans, with exposure to origination and portfolio activities.

The role offers flexible hours in-office and provides an opportunity to shadow various Business Lending areas, including origination, Specialty/Construction lending, and portfolio

Competenze

• One to three years of similar or related experience.
• High school diploma or equivalent; business degree preferred.
• Ability to read, understand, and carry out instructions in written and oral form.

Mansioni

• Assist loan officers with gathering financial packages for underwriting.
• Organize required items for loan fundings.
• Underwrite commercial real estate, SBA, C&I, and specialty loan requests.
• Analyze repayment ability and personal cash flow.
• Review credit reports and real estate appraisals.

Conoscenze

Financial analysis

Credit analysis

Underwriting

Cash flow assessment

Documentation gathering

Formazione

High school diploma or equivalent

Business-related college coursework preferred

Descrizione del lavoro

## Business Lending InternshipApply: Sandy, UT: Part time: Posted Yesterday: R20825# **Please reference the schedule and minimum qualifications listed below before applying.**If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email [e-mail] and every reasonable effort will be made to accommodate your needs in a timely manner.# **Job Summary**Job Description Summary Under direct supervision, assists in completing loan credit analysis, underwriting, and financial reviews on commercial and Small Business Administration (SBA) loans for the Business Lending team. Has opportunity to job shadow various areas of Business Lending (origination, Specialty/Construction lending, and portfolio management).# **Job Description****Job Description****LOCATION**Mountain America Center9800 S Monroe StSandy, Utah\\*In-Office **SCHEDULE**Flexible Hours To be effective, an individual must be able to perform each job duty successfully. * Assists loan officers with gathering and organizing financial packages to submit for underwriting.* Assists loan officers with gathering and organizing required items for loan fundings.* Underwrites commercial real estate, SBA, commercial and industrial (C&I), and specialty loan requests, and analyzes the risks associated with the borrower's financial condition, and makes risk-rating recommendations where appropriate.* Performs financial reviews and assists with loan monitoring requirements* Analyzes repayment ability and personal cash flow* Reviews and interprets personal and business credit reports* Analyzes commercial leases* Reviews professional real estate appraisals and environmental reports* Other duties as directed **KNOWLEDGE, SKILLS, and ABILITIES**The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. **Experience**One to three years of similar or related experience **Education**High school diploma or equivalent (Junior or Senior year of college in a business-related degree preferred) **~****Managerial Responsibility**Has no supervisory/managerial responsibilities **Language Skills**Must have the ability to read, understand and carry out instructions in written and oral form. **PHYSICAL ABILITIES / WORKING CONDITIONS** **Physical Demands**Ability to talk, hear, sit, use hands to handle or feel and reach with hands and arms consistently. Ability to stand, walk, kneel and crouch occasionally **Vision Requirements**Close vision (clear vision at 20 inches or less) Distance Vision (clear vision at 20 feet or more) **Weight Lifted or Force Exerted**Ability to lift up to 10 pounds consistently and up to 50 pounds occasionally **Environmental**There are no unusual environmental factors **Noise Environment**Moderate noise (business office with computers and printers, light traffic) *\\*\\*\\*This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.\\*\\*\\**