Business Development Manager, Apple Card

Apple Inc.; Cupertino (CA); On-site; USD 117,400 - 221,200; Full time

Benefits offered by this job

Comprehensive medical and dental coverage

Retirement benefits

Employee stock programs

Educational reimbursement

Job summary

Apple Inc. is seeking a Business Development Manager for Apple Card to enhance financial health through strategic partnerships. Ideal candidates possess 5-7 years in payments, a robust understanding of consumer lending, and outstanding communication skills.

This role involves developing partnerships, collaborating with internal teams, and conducting market evaluations. Compensation ranges from $117,400 to $221,200, complemented by comprehensive benefits.

Qualifications

• 5-7+ years of experience in payments.
• 3+ years of experience in consumer lending or credit card products.
• Proven ability to deliver new products and features.

Responsibilities

• Develop partnership vision aligned with Apple’s priorities.
• Engage cross-functional teams for business case development.
• Partner with teams to influence product roadmap.

Skills

Experience in payments

Experience in consumer lending

Analytical skills

Interpersonal skills

Ability to influence without authority

Education

BA/BS

MBA

Job description

Business Development Manager, Apple Card

Cupertino, California, United States Software and Services

Apple is seeking a Business Development Manager to help us grow Apple Card. As our ideal candidate, you are dynamic and results-driven, and enjoy a fast‑paced, results-first environment. You are passionate about improving consumers’ financial health and developing outstanding partnerships to support products that only Apple can build.

Description

This role involves participating in the end-to-end business development, including identification and screening of strategic partners, scenario analyses, and negotiating and closing commercial agreements. As a successful candidate, you are ambitious and driven, love process flows, and constantly ask “what if?” to innovate and problem solve. You have a high level of integrity, energy, and a sense of urgency, and balance the needs of multiple teams internally and externally alike.

Responsibilities

• Develop, modify, and deliver on partnership vision in tandem with organizational and Apple-wide priorities
• Engage with cross‑functional teams through all aspects of partner evaluation and business case development, including consolidation of product requirements, commercial evaluation, internal alignment, negotiation, and contract processes.
• Partner with internal teams across product, engineering, finance, operations, and strategy to assess, influence, and deliver on product roadmap
• Recommend frameworks and commercial models, progress cross‑functional workstreams, and evaluate go‑to‑market scenarios
• Align leadership teams internally and externally on prioritization of new opportunities and Apple and partner considerations

Minimum Qualifications

• 5-7+ years of experience in payments
• 3+ years of experience in consumer lending, credit card, or co‑brand financial products
• Proven experience identifying, evaluating, and delivering new products and features
• BA/BS

Preferred Qualifications

• Deep understanding of consumer credit card and co‑brand commercial structures
• Strong analytical skills with high interest in evaluating new opportunities
• Expertise building business cases, including strategy development and financial analysis
• Ability to influence without authority, secure alignment internally, and drive decision‑making cross‑functionally
• Outstanding communication and interpersonal skills, including the ability to develop working relationships inside and outside of Apple
• Collaborative self‑starter who works optimally in fast‑paced environments and is comfortable managing ambiguity while delivering projects to completion
• MBA

Compensation & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $117,400 and $221,200, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses—including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits.

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal‑opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant.

At Apple, we believe accessibility is a fundamental human right. You’ll find that idea reflected in everything here— in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong.

Learn about accessibility in Apple’s workplace.

Learn about reasonable accommodations for job applicants.

Apple accepts applications to this posting on an ongoing basis.